:root{
--navy:#06162f;--navy2:#0b2b58;--ink:#10213c;--muted:#69778d;--gold:#d7af4f;
--gold2:#f3dda2;--blue:#1768c9;--line:#dce4ef;--soft:#f4f7fb;--white:#fff;
--shadow:0 28px 80px rgba(3,11,24,.16)
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--soft);font-family:"DM Sans",Arial,sans-serif;line-height:1.6}body.nav-open{overflow:hidden}a{text-decoration:none;color:inherit}.shell{width:min(1200px,calc(100% - 40px));margin:auto}
.site-header{position:fixed;inset:0 0 auto;z-index:1000;border-bottom:1px solid rgba(255,255,255,.1);background:rgba(3,11,24,.55);backdrop-filter:blur(18px);transition:.25s}.site-header.scrolled{background:rgba(3,11,24,.96);box-shadow:0 12px 36px rgba(0,0,0,.22)}
.skip-link{position:fixed;left:12px;top:12px;z-index:9999;padding:10px 14px;border-radius:8px;color:var(--navy);background:var(--gold2);transform:translateY(-140%)}.skip-link:focus{transform:none}.nav-shell{min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:25px}.brand-logo{width:175px;height:auto;display:block;filter:drop-shadow(0 5px 15px rgba(0,0,0,.22))}
.primary-nav{display:flex;align-items:center;gap:23px;color:rgba(255,255,255,.78);font-size:12px;font-weight:700}.primary-nav>a:not(.button){position:relative;padding-block:8px}.primary-nav>a:not(.button):after{content:"";position:absolute;left:0;right:100%;bottom:1px;height:1px;background:var(--gold);transition:right .2s}.primary-nav>a:not(.button):hover,.primary-nav>a.active{color:#fff}.primary-nav>a:not(.button):hover:after,.primary-nav>a.active:after{right:0}.nav-toggle{display:none;width:44px;height:44px;padding:10px;border:1px solid rgba(255,255,255,.16);border-radius:11px;background:rgba(255,255,255,.06)}.nav-toggle span{display:block;height:2px;margin:5px 0;background:#fff}
.button{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 24px;border:1px solid transparent;border-radius:12px;font-size:14px;font-weight:800;transition:.2s}.button:hover{transform:translateY(-2px)}.button-small{min-height:44px;padding-inline:18px;font-size:12px}.button-gold{color:#06162f;background:linear-gradient(135deg,var(--gold2),var(--gold));box-shadow:0 14px 28px rgba(215,175,79,.2)}.button-dark{color:#fff;background:var(--navy)}.button-ghost{color:#fff;border-color:rgba(255,255,255,.3);background:rgba(255,255,255,.06)}
.hero{position:relative;overflow:hidden;min-height:790px;color:#fff;background:radial-gradient(circle at 82% 18%,rgba(215,175,79,.23),transparent 26%),radial-gradient(circle at 12% 85%,rgba(23,104,201,.22),transparent 30%),linear-gradient(135deg,#030b18,var(--navy2))}.hero-grid-pattern{position:absolute;inset:0;opacity:.1;background-image:linear-gradient(rgba(255,255,255,.2) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.2) 1px,transparent 1px);background-size:58px 58px;mask-image:linear-gradient(to bottom,#000,transparent)}
.hero-grid{position:relative;z-index:2;min-height:790px;display:grid;grid-template-columns:1.06fr .94fr;align-items:center;gap:90px;padding-top:105px}.eyebrow,.section-kicker{display:inline-flex;align-items:center;gap:9px;color:var(--gold2);font-size:11px;font-weight:800;letter-spacing:1.6px;text-transform:uppercase}.eyebrow{padding:8px 13px;border:1px solid rgba(243,221,162,.25);border-radius:999px;background:rgba(255,255,255,.05)}.hero h1{margin:24px 0 22px;font-family:"Playfair Display",serif;font-size:clamp(54px,6.3vw,82px);line-height:1.02;letter-spacing:-3.2px}.hero h1 span{color:var(--gold2)}.hero-copy>p{max-width:650px;margin:0;color:rgba(255,255,255,.73);font-size:18px}.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:34px}.assurance{display:flex;flex-wrap:wrap;gap:22px;margin-top:33px;color:rgba(255,255,255,.66);font-size:12px;font-weight:700}.assurance span{display:flex;align-items:center;gap:8px}.assurance i{color:var(--gold)}
.hero-visual{position:relative;min-height:540px;display:grid;place-items:center}.bank-card{position:relative;width:min(100%,470px);padding:32px;border:1px solid rgba(255,255,255,.18);border-radius:28px;background:linear-gradient(145deg,rgba(255,255,255,.14),rgba(255,255,255,.06));box-shadow:0 45px 120px rgba(0,0,0,.36);backdrop-filter:blur(20px)}.bank-card-heading{display:flex;justify-content:space-between;gap:20px}.bank-card-heading small,.bank-card-heading strong,.bank-card-main small,.bank-card-main strong,.bank-card-main span{display:block}.bank-card-heading small{color:var(--gold2);font-size:10px;font-weight:800;letter-spacing:1.4px;text-transform:uppercase}.bank-card-heading strong{margin-top:5px;font-family:"Playfair Display",serif;font-size:23px}.bank-card-heading>i{color:var(--gold);font-size:27px}.bank-card-main{margin:34px 0 24px;padding:26px 0;border-top:1px solid rgba(255,255,255,.12);border-bottom:1px solid rgba(255,255,255,.12)}.bank-card-main small{color:rgba(255,255,255,.54)}.bank-card-main strong{margin:7px 0;font-size:30px}.bank-card-main span{color:rgba(255,255,255,.64);font-size:12px}.bank-row{display:flex;justify-content:space-between;gap:15px;padding:12px 0;color:rgba(255,255,255,.67);font-size:13px}.bank-row span{display:flex;align-items:center;gap:9px}.bank-row i{color:var(--gold)}.bank-row b{color:#fff;font-size:12px}.bank-card-button{display:flex;align-items:center;justify-content:space-between;margin-top:18px;padding:16px 18px;border-radius:13px;color:#06162f;background:linear-gradient(135deg,var(--gold2),var(--gold));font-size:13px;font-weight:800}
.float-card{position:absolute;display:flex;align-items:center;gap:12px;min-width:220px;padding:14px 16px;border:1px solid rgba(255,255,255,.17);border-radius:16px;background:rgba(5,18,39,.75);box-shadow:0 22px 48px rgba(0,0,0,.26);backdrop-filter:blur(15px);animation:float 5.5s ease-in-out infinite}.float-card>i{width:34px;height:34px;display:grid;place-items:center;border-radius:10px;color:var(--gold2);background:rgba(215,175,79,.13)}.float-card b,.float-card small{display:block}.float-card b{font-size:12px}.float-card small{color:rgba(255,255,255,.52);font-size:10px}.float-one{top:50px;right:-22px}.float-two{left:-34px;bottom:42px;animation-delay:1s}
.metrics{padding:34px 0;color:#fff;background:#030b18}.metrics-grid{display:grid;grid-template-columns:repeat(4,1fr)}.metrics article{padding:10px 28px;border-right:1px solid rgba(255,255,255,.1)}.metrics article:last-child{border:0}.metrics strong,.metrics span{display:block}.metrics strong{color:var(--gold2);font-family:"Playfair Display",serif;font-size:34px;line-height:1}.metrics span{margin-top:9px;color:rgba(255,255,255,.56);font-size:11px;font-weight:700}
.section{padding:98px 0}.section-heading{margin-bottom:45px}.split-heading{display:grid;grid-template-columns:1fr .72fr;align-items:end;gap:70px}.centered{max-width:780px;margin-inline:auto;text-align:center}.section-heading h2,.standard-copy h2{margin:13px 0 0;font-family:"Playfair Display",serif;font-size:clamp(38px,4.6vw,58px);line-height:1.1;letter-spacing:-1.7px}.section-heading p,.standard-copy>p{margin:0;color:var(--muted);font-size:16px}
.product-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.loan-card{position:relative;overflow:hidden;display:flex;flex-direction:column;padding:28px;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:0 10px 32px rgba(6,22,47,.06);transition:.25s}.loan-card:before{content:"";position:absolute;inset:0 0 auto;height:3px;background:linear-gradient(90deg,var(--gold),var(--blue))}.loan-card:hover{transform:translateY(-7px);box-shadow:0 20px 55px rgba(6,22,47,.12)}.card-top{display:flex;justify-content:space-between;gap:18px}.loan-icon{width:58px;height:58px;display:grid;place-items:center;border-radius:17px;color:#fff;background:linear-gradient(145deg,var(--navy),var(--blue));font-size:21px}.rate-pill{padding:7px 10px;border-radius:999px;color:#167a52;background:#e9f8f1;font-size:10px;font-weight:800}.card-kicker{margin-top:22px;color:var(--blue);font-size:9px;font-weight:800;letter-spacing:1.4px;text-transform:uppercase}.loan-card h3{margin:7px 0 9px;font-family:"Playfair Display",serif;font-size:26px}.loan-card>p{min-height:70px;margin:0;color:var(--muted);font-size:13px}.loan-card dl{display:grid;gap:11px;margin:23px 0;padding:19px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.loan-card dl div{display:flex;justify-content:space-between;gap:15px}.loan-card dt{color:var(--muted);font-size:11px}.loan-card dd{margin:0;text-align:right;font-size:11px;font-weight:800}.card-actions{display:flex;align-items:center;justify-content:space-between;gap:14px;margin-top:auto}.text-link{display:inline-flex;align-items:center;gap:8px;color:var(--blue);font-size:12px;font-weight:800}.text-link-large{margin-top:28px;font-size:14px}
.standard-section{background:#fff}.standard-grid{display:grid;grid-template-columns:.95fr 1.05fr;align-items:center;gap:90px}.premium-art{position:relative;overflow:hidden;min-height:590px;display:grid;place-items:center;border-radius:30px;color:#fff;background:radial-gradient(circle at 25% 25%,rgba(215,175,79,.24),transparent 24%),linear-gradient(145deg,var(--navy2),#030b18);box-shadow:var(--shadow)}.art-lines{position:absolute;inset:0;opacity:.2;background:linear-gradient(115deg,transparent 42%,rgba(255,255,255,.16) 43%,transparent 44%),linear-gradient(65deg,transparent 42%,rgba(255,255,255,.12) 43%,transparent 44%);background-size:90px 90px}.monogram{position:relative;width:190px;height:190px;display:grid;place-items:center;border:1px solid rgba(243,221,162,.38);border-radius:50%;color:var(--gold2);font-family:"Playfair Display",serif;font-size:76px}.art-caption{position:absolute;left:34px;right:34px;bottom:34px;padding:20px;border:1px solid rgba(255,255,255,.14);border-radius:15px;background:rgba(3,11,24,.56);backdrop-filter:blur(14px)}.art-caption span,.art-caption strong{display:block}.art-caption span{color:var(--gold2);font-size:9px;font-weight:800;letter-spacing:1.5px;text-transform:uppercase}.art-caption strong{margin-top:6px;font-family:"Playfair Display",serif;font-size:22px}.feature-list{display:grid;gap:21px;margin-top:32px}.feature-list article{display:grid;grid-template-columns:54px 1fr;gap:18px;padding-bottom:21px;border-bottom:1px solid var(--line)}.feature-list article>span{color:var(--gold);font-family:"Playfair Display",serif;font-size:23px}.feature-list h3{margin:0 0 5px;font-size:15px}.feature-list p{margin:0;color:var(--muted);font-size:13px}
.journey-section{color:#fff;background:var(--navy)}.journey-section .section-heading p{color:rgba(255,255,255,.57)}.journey-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:18px}.journey-grid article{position:relative;padding:22px 16px;text-align:center}.journey-grid article>span{position:absolute;right:14px;top:-4px;color:rgba(255,255,255,.17);font-family:"Playfair Display",serif;font-size:26px}.journey-grid article>i{width:54px;height:54px;display:grid;place-items:center;margin:0 auto 18px;border:1px solid rgba(243,221,162,.32);border-radius:50%;color:var(--gold2)}.journey-grid h3{margin:0 0 7px;font-family:"Playfair Display",serif;font-size:20px}.journey-grid p{margin:0;color:rgba(255,255,255,.53);font-size:11px}
.testimonials{background:#fff}.testimonial-grid{display:grid;grid-template-columns:repeat(3,1fr);align-items:center;gap:24px}.testimonial-grid>article{padding:30px;border:1px solid var(--line);border-radius:22px;background:var(--soft)}.testimonial-grid .featured{padding-block:42px;color:#fff;border-color:transparent;background:linear-gradient(145deg,var(--navy2),#030b18);box-shadow:var(--shadow)}.stars{color:var(--gold);font-size:12px;letter-spacing:3px}.testimonial-grid blockquote{margin:20px 0 25px;font-family:"Playfair Display",serif;font-size:21px;line-height:1.5}.testimonial-grid footer{display:flex;align-items:center;gap:12px}.testimonial-grid footer>span{width:42px;height:42px;display:grid;place-items:center;border-radius:50%;color:var(--navy);background:var(--gold2);font-size:11px;font-weight:800}.testimonial-grid footer b,.testimonial-grid footer small{display:block}.testimonial-grid footer b{font-size:12px}.testimonial-grid footer small{color:var(--muted);font-size:10px}.featured footer small{color:rgba(255,255,255,.55)}
.premium-cta{position:relative;overflow:hidden;display:grid;grid-template-columns:1fr auto;align-items:center;gap:50px;padding:62px;border-radius:30px;color:#fff;background:radial-gradient(circle at 90% 15%,rgba(215,175,79,.24),transparent 28%),linear-gradient(135deg,#030b18,var(--navy2));box-shadow:var(--shadow)}.premium-cta h2{margin:11px 0;font-family:"Playfair Display",serif;font-size:clamp(37px,4.6vw,54px);line-height:1.08}.premium-cta p{margin:0;color:rgba(255,255,255,.62)}.premium-cta>div:last-child{display:grid;gap:12px;min-width:230px}
.site-footer{padding:72px 0 28px;color:rgba(255,255,255,.6);background:#030b18}.footer-grid{display:grid;grid-template-columns:1.7fr repeat(3,1fr);gap:50px}.footer-logo{width:180px}.footer-brand p{max-width:410px;font-size:12px}.site-footer h3{margin:0 0 15px;color:#fff;font-size:12px}.site-footer div>a:not(.brand){display:block;margin:9px 0;font-size:11px}.site-footer p{max-width:410px;font-size:12px}.footer-bottom{display:flex;justify-content:space-between;gap:30px;margin-top:48px;padding-top:22px;border-top:1px solid rgba(255,255,255,.09);font-size:10px}
.reveal{opacity:0;transform:translateY(25px);transition:opacity .75s,transform .75s}.reveal.shown{opacity:1;transform:none}@keyframes float{50%{transform:translateY(-12px)}}


/* Module 2: Premium product details */
.product-hero{
    position:relative;
    overflow:hidden;
    min-height:690px;
    padding-top:82px;
    color:#fff;
    background:
        radial-gradient(circle at 82% 20%,rgba(215,175,79,.22),transparent 26%),
        radial-gradient(circle at 12% 84%,rgba(23,104,201,.18),transparent 30%),
        linear-gradient(135deg,#030b18,var(--navy2));
}
.product-hero-grid{
    position:absolute;
    inset:0;
    opacity:.08;
    background-image:
        linear-gradient(rgba(255,255,255,.2) 1px,transparent 1px),
        linear-gradient(90deg,rgba(255,255,255,.2) 1px,transparent 1px);
    background-size:54px 54px;
    mask-image:linear-gradient(to bottom,#000,transparent);
}
.product-hero-shell{
    position:relative;
    z-index:2;
    min-height:608px;
    display:grid;
    grid-template-columns:1.08fr .72fr;
    align-items:center;
    gap:80px;
}
.back-link{
    display:inline-flex;
    align-items:center;
    gap:9px;
    margin-bottom:24px;
    color:rgba(255,255,255,.62);
    font-size:12px;
    font-weight:700;
}
.product-hero-copy h1{
    margin:18px 0 18px;
    font-family:"Playfair Display",serif;
    font-size:clamp(52px,6vw,76px);
    line-height:1.03;
    letter-spacing:-2.8px;
}
.product-hero-copy>p{
    max-width:690px;
    margin:0;
    color:rgba(255,255,255,.72);
    font-size:18px;
}
.product-hero-actions{
    display:flex;
    flex-wrap:wrap;
    gap:14px;
    margin-top:30px;
}
.product-hero-trust{
    display:flex;
    flex-wrap:wrap;
    gap:20px;
    margin-top:28px;
    color:rgba(255,255,255,.62);
    font-size:12px;
    font-weight:700;
}
.product-hero-trust span{
    display:flex;
    align-items:center;
    gap:8px;
}
.product-hero-trust i{
    color:var(--gold);
}
.product-offer-card{
    padding:30px;
    border:1px solid rgba(255,255,255,.18);
    border-radius:26px;
    background:linear-gradient(145deg,rgba(255,255,255,.14),rgba(255,255,255,.06));
    box-shadow:0 38px 90px rgba(0,0,0,.32);
    backdrop-filter:blur(18px);
}
.offer-card-head{
    display:flex;
    justify-content:space-between;
    gap:20px;
}
.offer-card-head small,
.offer-card-head strong,
.offer-amount small,
.offer-amount strong,
.offer-amount span{
    display:block;
}
.offer-card-head small{
    color:var(--gold2);
    font-size:10px;
    font-weight:800;
    letter-spacing:1.4px;
    text-transform:uppercase;
}
.offer-card-head strong{
    margin-top:4px;
    font-family:"Playfair Display",serif;
    font-size:22px;
}
.offer-card-head>i{
    color:var(--gold);
    font-size:24px;
}
.offer-amount{
    margin:28px 0 22px;
    padding:24px 0;
    border-top:1px solid rgba(255,255,255,.12);
    border-bottom:1px solid rgba(255,255,255,.12);
}
.offer-amount small{
    color:rgba(255,255,255,.54);
}
.offer-amount strong{
    margin:7px 0 3px;
    font-size:38px;
}
.offer-amount span{
    color:rgba(255,255,255,.64);
    font-size:12px;
}
.offer-facts{
    display:grid;
    gap:10px;
    margin:0;
}
.offer-facts div{
    display:flex;
    justify-content:space-between;
    gap:16px;
}
.offer-facts dt{
    color:rgba(255,255,255,.56);
    font-size:12px;
}
.offer-facts dd{
    margin:0;
    text-align:right;
    font-size:12px;
    font-weight:800;
}
.offer-card-button{
    display:flex;
    align-items:center;
    justify-content:space-between;
    margin-top:22px;
    padding:15px 17px;
    border-radius:12px;
    color:#06162f;
    background:linear-gradient(135deg,var(--gold2),var(--gold));
    font-size:13px;
    font-weight:800;
}
.product-metrics{
    padding:31px 0;
    color:#fff;
    background:#030b18;
}
.product-metrics-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
}
.product-metrics article{
    padding:7px 26px;
    border-right:1px solid rgba(255,255,255,.1);
}
.product-metrics article:last-child{
    border-right:0;
}
.product-metrics span,
.product-metrics strong{
    display:block;
}
.product-metrics span{
    color:rgba(255,255,255,.54);
    font-size:10px;
    font-weight:700;
    letter-spacing:.06em;
    text-transform:uppercase;
}
.product-metrics strong{
    margin-top:6px;
    color:var(--gold2);
    font-family:"Playfair Display",serif;
    font-size:27px;
}
.product-details-section{
    background:#f4f7fb;
}
.product-details-grid{
    display:grid;
    grid-template-columns:minmax(0,1.55fr) minmax(300px,.72fr);
    align-items:start;
    gap:28px;
}
.product-main-column{
    display:grid;
    gap:24px;
}
.product-content-card,
.estimate-card,
.support-card{
    padding:34px;
    border:1px solid var(--line);
    border-radius:22px;
    background:#fff;
    box-shadow:0 14px 38px rgba(6,22,47,.06);
}
.product-content-card h2,
.estimate-card h2,
.support-card h2{
    margin:10px 0 15px;
    font-family:"Playfair Display",serif;
    font-size:34px;
    line-height:1.16;
}
.product-content-card>p,
.estimate-card>p,
.support-card>p{
    color:var(--muted);
    font-size:14px;
}
.benefit-grid{
    display:grid;
    grid-template-columns:repeat(2,minmax(0,1fr));
    gap:15px;
    margin-top:25px;
}
.benefit-grid article{
    padding:20px;
    border:1px solid var(--line);
    border-radius:16px;
    background:var(--soft);
}
.benefit-grid i{
    width:42px;
    height:42px;
    display:grid;
    place-items:center;
    border-radius:12px;
    color:#fff;
    background:linear-gradient(145deg,var(--navy),var(--blue));
}
.benefit-grid h3{
    margin:14px 0 6px;
    font-size:15px;
}
.benefit-grid p{
    margin:0;
    color:var(--muted);
    font-size:12px;
}
.requirements-list{
    display:grid;
    gap:18px;
    margin-top:24px;
}
.requirements-list article{
    display:grid;
    grid-template-columns:48px 1fr;
    gap:16px;
    padding-bottom:18px;
    border-bottom:1px solid var(--line);
}
.requirements-list article:last-child{
    border-bottom:0;
}
.requirements-list article>span{
    color:var(--gold);
    font-family:"Playfair Display",serif;
    font-size:22px;
}
.requirements-list h3{
    margin:0 0 4px;
    font-size:15px;
}
.requirements-list p{
    margin:0;
    color:var(--muted);
    font-size:12px;
}
.product-side-column{
    position:sticky;
    top:105px;
    display:grid;
    gap:24px;
}
.estimate-card{
    color:#fff;
    border-color:transparent;
    background:linear-gradient(145deg,var(--navy2),#030b18);
}
.estimate-value{
    margin:22px 0;
    padding:22px 0;
    border-top:1px solid rgba(255,255,255,.12);
    border-bottom:1px solid rgba(255,255,255,.12);
}
.estimate-value small,
.estimate-value strong,
.estimate-value span{
    display:block;
}
.estimate-value small,
.estimate-value span{
    color:rgba(255,255,255,.55);
}
.estimate-value strong{
    margin:5px 0;
    color:var(--gold2);
    font-family:"Playfair Display",serif;
    font-size:40px;
}
.estimate-card dl{
    display:grid;
    gap:10px;
}
.estimate-card dl div{
    display:flex;
    justify-content:space-between;
    gap:14px;
}
.estimate-card dt{
    color:rgba(255,255,255,.56);
    font-size:12px;
}
.estimate-card dd{
    margin:0;
    font-size:12px;
    font-weight:800;
}
.estimate-card .button{
    width:100%;
    margin-top:12px;
    color:#06162f;
    background:linear-gradient(135deg,var(--gold2),var(--gold));
}
.support-card>i{
    width:48px;
    height:48px;
    display:grid;
    place-items:center;
    margin-bottom:17px;
    border-radius:14px;
    color:#fff;
    background:linear-gradient(145deg,var(--navy),var(--blue));
}
.faq-list{
    display:grid;
    gap:12px;
    margin-top:24px;
}
.faq-item{
    overflow:hidden;
    border:1px solid var(--line);
    border-radius:14px;
    background:var(--soft);
}
.faq-item button{
    width:100%;
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:18px;
    padding:18px 20px;
    border:0;
    color:var(--ink);
    background:transparent;
    font-weight:800;
    text-align:left;
    cursor:pointer;
}
.faq-answer{
    max-height:0;
    overflow:hidden;
    transition:max-height .25s ease;
}
.faq-answer p{
    margin:0;
    padding:0 20px 20px;
    color:var(--muted);
    font-size:13px;
}
.faq-item.open .faq-answer{
    max-height:220px;
}
.faq-item.open button i{
    transform:rotate(45deg);
}
.related-products-section{
    background:#fff;
}


/* Module 3: Premium loan calculator */
.calculator-hero{
    position:relative;
    overflow:hidden;
    min-height:590px;
    padding-top:82px;
    color:#fff;
    background:
        radial-gradient(circle at 80% 20%,rgba(215,175,79,.22),transparent 26%),
        radial-gradient(circle at 10% 84%,rgba(23,104,201,.18),transparent 28%),
        linear-gradient(135deg,#030b18,var(--navy2));
}
.calculator-hero-grid{
    position:absolute;
    inset:0;
    opacity:.08;
    background-image:
        linear-gradient(rgba(255,255,255,.18) 1px,transparent 1px),
        linear-gradient(90deg,rgba(255,255,255,.18) 1px,transparent 1px);
    background-size:54px 54px;
    mask-image:linear-gradient(to bottom,#000,transparent);
}
.calculator-hero-shell{
    position:relative;
    z-index:2;
    min-height:508px;
    display:grid;
    grid-template-columns:1.1fr .7fr;
    align-items:center;
    gap:80px;
}
.calculator-hero-copy h1{
    margin:18px 0;
    font-family:"Playfair Display",serif;
    font-size:clamp(50px,5.6vw,72px);
    line-height:1.04;
    letter-spacing:-2.6px;
}
.calculator-hero-copy>p{
    max-width:700px;
    margin:0;
    color:rgba(255,255,255,.72);
    font-size:18px;
}
.calculator-hero-trust{
    display:flex;
    flex-wrap:wrap;
    gap:20px;
    margin-top:29px;
    color:rgba(255,255,255,.62);
    font-size:12px;
    font-weight:700;
}
.calculator-hero-trust span{
    display:flex;
    align-items:center;
    gap:8px;
}
.calculator-hero-trust i{
    color:var(--gold);
}
.calculator-intro-card{
    padding:30px;
    border:1px solid rgba(255,255,255,.18);
    border-radius:24px;
    background:linear-gradient(145deg,rgba(255,255,255,.14),rgba(255,255,255,.06));
    box-shadow:0 35px 80px rgba(0,0,0,.3);
    backdrop-filter:blur(18px);
}
.calculator-intro-card h2{
    margin:10px 0 12px;
    font-family:"Playfair Display",serif;
    font-size:29px;
}
.calculator-intro-card p{
    color:rgba(255,255,255,.62);
    font-size:13px;
}
.calculator-intro-card ul{
    list-style:none;
    padding:0;
    margin:20px 0 0;
}
.calculator-intro-card li{
    display:flex;
    align-items:center;
    gap:10px;
    padding:10px 0;
    color:rgba(255,255,255,.72);
    font-size:12px;
    border-top:1px solid rgba(255,255,255,.1);
}
.calculator-intro-card li i{
    color:var(--gold2);
}
.calculator-section{
    background:#f4f7fb;
}
.calculator-layout{
    display:grid;
    grid-template-columns:minmax(0,1.2fr) minmax(330px,.8fr);
    align-items:start;
    gap:28px;
}
.calculator-panel,
.calculator-results{
    padding:34px;
    border:1px solid var(--line);
    border-radius:24px;
    background:#fff;
    box-shadow:0 15px 42px rgba(6,22,47,.07);
}
.calculator-panel-head{
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:20px;
    margin-bottom:28px;
}
.calculator-panel-head h2,
.calculator-results h2{
    margin:8px 0 0;
    font-family:"Playfair Display",serif;
    font-size:32px;
}
.calculator-reset{
    display:inline-flex;
    align-items:center;
    gap:8px;
    padding:10px 13px;
    border:1px solid var(--line);
    border-radius:10px;
    color:var(--blue);
    background:#fff;
    font-weight:800;
    cursor:pointer;
}
.calculator-fields{
    display:grid;
    gap:24px;
}
.field-group{
    display:block;
}
.field-group>span,
.field-label-row label{
    display:block;
    margin-bottom:8px;
    color:var(--ink);
    font-size:12px;
    font-weight:800;
}
.field-label-row{
    display:flex;
    justify-content:space-between;
    gap:18px;
}
.field-label-row output{
    color:var(--blue);
    font-size:13px;
    font-weight:800;
}
.field-group select,
.calculator-number-input{
    width:100%;
    min-height:48px;
    padding:0 13px;
    border:1px solid var(--line);
    border-radius:11px;
    color:var(--ink);
    background:#fff;
    outline:none;
}
.field-group select:focus,
.calculator-number-input:focus{
    border-color:var(--blue);
    box-shadow:0 0 0 3px rgba(23,104,201,.1);
}
.field-group input[type="range"]{
    width:100%;
    accent-color:var(--blue);
}
.range-labels{
    display:flex;
    justify-content:space-between;
    gap:15px;
    margin:6px 0 10px;
    color:var(--muted);
    font-size:10px;
}
.calculator-results{
    position:sticky;
    top:105px;
    color:#fff;
    border-color:transparent;
    background:
        radial-gradient(circle at 90% 10%,rgba(215,175,79,.18),transparent 24%),
        linear-gradient(145deg,var(--navy2),#030b18);
}
.primary-result{
    margin:22px 0;
    padding:24px 0;
    border-top:1px solid rgba(255,255,255,.12);
    border-bottom:1px solid rgba(255,255,255,.12);
}
.primary-result strong,
.primary-result span{
    display:block;
}
.primary-result strong{
    color:var(--gold2);
    font-family:"Playfair Display",serif;
    font-size:46px;
    line-height:1.05;
}
.primary-result span{
    margin-top:5px;
    color:rgba(255,255,255,.56);
}
.result-grid{
    display:grid;
    grid-template-columns:repeat(2,1fr);
    gap:12px;
}
.result-grid article{
    padding:15px;
    border:1px solid rgba(255,255,255,.11);
    border-radius:13px;
    background:rgba(255,255,255,.05);
}
.result-grid span,
.result-grid strong{
    display:block;
}
.result-grid span{
    color:rgba(255,255,255,.52);
    font-size:10px;
    text-transform:uppercase;
}
.result-grid strong{
    margin-top:5px;
    font-size:16px;
}
.repayment-breakdown{
    margin:24px 0;
}
.breakdown-bar{
    height:12px;
    display:flex;
    overflow:hidden;
    border-radius:999px;
    background:rgba(255,255,255,.1);
}
.breakdown-bar span{
    display:block;
    height:100%;
}
#principalBar{background:var(--gold2)}
#interestBar{background:var(--blue)}
#feeBar{background:#8f9bb0}
.breakdown-legend{
    display:flex;
    flex-wrap:wrap;
    gap:14px;
    margin-top:10px;
    color:rgba(255,255,255,.6);
    font-size:10px;
}
.breakdown-legend span{
    display:flex;
    align-items:center;
    gap:6px;
}
.breakdown-legend i{
    width:8px;
    height:8px;
    border-radius:50%;
}
.principal-dot{background:var(--gold2)}
.interest-dot{background:var(--blue)}
.fee-dot{background:#8f9bb0}
.result-actions{
    display:grid;
    gap:11px;
}
.result-actions .button{
    width:100%;
}
.calculator-disclaimer{
    margin:16px 0 0;
    color:rgba(255,255,255,.48);
    font-size:10px;
}
.amortization-section{
    background:#fff;
    scroll-margin-top:90px;
}
.amortization-summary{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:16px;
    margin-bottom:22px;
}
.amortization-summary article{
    padding:19px;
    border:1px solid var(--line);
    border-radius:15px;
    background:var(--soft);
}
.amortization-summary span,
.amortization-summary strong{
    display:block;
}
.amortization-summary span{
    color:var(--muted);
    font-size:10px;
    text-transform:uppercase;
}
.amortization-summary strong{
    margin-top:5px;
    font-size:20px;
}
.amortization-table-wrap{
    overflow:auto;
    max-height:620px;
    border:1px solid var(--line);
    border-radius:17px;
}
.amortization-table{
    width:100%;
    border-collapse:collapse;
    min-width:760px;
}
.amortization-table th,
.amortization-table td{
    padding:13px 15px;
    border-bottom:1px solid var(--line);
    text-align:right;
    font-size:12px;
}
.amortization-table th:first-child,
.amortization-table td:first-child{
    text-align:left;
}
.amortization-table th{
    position:sticky;
    top:0;
    z-index:2;
    color:#fff;
    background:var(--navy);
    font-size:10px;
    text-transform:uppercase;
}
.amortization-table tbody tr:nth-child(even){
    background:#f8fafd;
}
.calculator-guidance-section{
    background:#f4f7fb;
}
.guidance-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:22px;
}
.guidance-grid article{
    padding:27px;
    border:1px solid var(--line);
    border-radius:19px;
    background:#fff;
}
.guidance-grid i{
    width:48px;
    height:48px;
    display:grid;
    place-items:center;
    border-radius:14px;
    color:#fff;
    background:linear-gradient(145deg,var(--navy),var(--blue));
}
.guidance-grid h3{
    margin:16px 0 7px;
    font-size:16px;
}
.guidance-grid p{
    margin:0;
    color:var(--muted);
    font-size:13px;
}


/* Module 4: Premium eligibility assessment */
.eligibility-hero{
    position:relative;
    overflow:hidden;
    min-height:620px;
    padding-top:82px;
    color:#fff;
    background:
        radial-gradient(circle at 82% 18%,rgba(215,175,79,.22),transparent 25%),
        radial-gradient(circle at 10% 84%,rgba(23,104,201,.18),transparent 29%),
        linear-gradient(135deg,#030b18,var(--navy2));
}
.eligibility-hero-grid{
    position:absolute;
    inset:0;
    opacity:.08;
    background-image:
        linear-gradient(rgba(255,255,255,.18) 1px,transparent 1px),
        linear-gradient(90deg,rgba(255,255,255,.18) 1px,transparent 1px);
    background-size:54px 54px;
    mask-image:linear-gradient(to bottom,#000,transparent);
}
.eligibility-hero-shell{
    position:relative;
    z-index:2;
    min-height:538px;
    display:grid;
    grid-template-columns:1.1fr .7fr;
    align-items:center;
    gap:80px;
}
.eligibility-hero-copy h1{
    margin:18px 0;
    font-family:"Playfair Display",serif;
    font-size:clamp(50px,5.7vw,74px);
    line-height:1.04;
    letter-spacing:-2.6px;
}
.eligibility-hero-copy>p{
    max-width:710px;
    margin:0;
    color:rgba(255,255,255,.72);
    font-size:18px;
}
.eligibility-hero-trust{
    display:flex;
    flex-wrap:wrap;
    gap:20px;
    margin-top:29px;
    color:rgba(255,255,255,.62);
    font-size:12px;
    font-weight:700;
}
.eligibility-hero-trust span{
    display:flex;
    align-items:center;
    gap:8px;
}
.eligibility-hero-trust i{
    color:var(--gold);
}
.eligibility-intro-card{
    padding:30px;
    border:1px solid rgba(255,255,255,.18);
    border-radius:24px;
    background:linear-gradient(145deg,rgba(255,255,255,.14),rgba(255,255,255,.06));
    box-shadow:0 35px 80px rgba(0,0,0,.3);
    backdrop-filter:blur(18px);
}
.eligibility-intro-card h2{
    margin:10px 0 12px;
    font-family:"Playfair Display",serif;
    font-size:29px;
}
.eligibility-intro-card p{
    color:rgba(255,255,255,.62);
    font-size:13px;
}
.eligibility-intro-card ul{
    list-style:none;
    padding:0;
    margin:20px 0 0;
}
.eligibility-intro-card li{
    display:flex;
    align-items:center;
    gap:10px;
    padding:10px 0;
    color:rgba(255,255,255,.72);
    font-size:12px;
    border-top:1px solid rgba(255,255,255,.1);
}
.eligibility-intro-card li i{
    color:var(--gold2);
}
.eligibility-section{
    background:#f4f7fb;
}
.eligibility-layout{
    display:grid;
    grid-template-columns:minmax(0,1.25fr) minmax(340px,.75fr);
    align-items:start;
    gap:28px;
}
.eligibility-form-card,
.eligibility-dashboard{
    padding:34px;
    border:1px solid var(--line);
    border-radius:24px;
    background:#fff;
    box-shadow:0 15px 42px rgba(6,22,47,.07);
}
.eligibility-form-head{
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:20px;
    margin-bottom:24px;
}
.eligibility-form-head h2{
    margin:8px 0 0;
    font-family:"Playfair Display",serif;
    font-size:32px;
}
.eligibility-reset{
    display:inline-flex;
    align-items:center;
    gap:8px;
    padding:10px 13px;
    border:1px solid var(--line);
    border-radius:10px;
    color:var(--blue);
    background:#fff;
    font-weight:800;
    cursor:pointer;
}
.eligibility-progress{
    height:8px;
    overflow:hidden;
    margin-bottom:26px;
    border-radius:999px;
    background:#e7edf5;
}
.eligibility-progress span{
    display:block;
    width:0;
    height:100%;
    border-radius:inherit;
    background:linear-gradient(90deg,var(--blue),var(--gold));
    transition:width .25s ease;
}
.eligibility-form-grid{
    display:grid;
    grid-template-columns:repeat(2,minmax(0,1fr));
    gap:20px;
}
.full-field{
    grid-column:1/-1;
}
.field-group textarea{
    width:100%;
    padding:13px;
    border:1px solid var(--line);
    border-radius:11px;
    resize:vertical;
    color:var(--ink);
    background:#fff;
}
.field-error{
    border-color:#cf4d55!important;
    box-shadow:0 0 0 3px rgba(207,77,85,.1)!important;
}
.eligibility-submit{
    width:100%;
    margin-top:24px;
}
.eligibility-dashboard{
    position:sticky;
    top:105px;
    color:#fff;
    border-color:transparent;
    background:
        radial-gradient(circle at 90% 8%,rgba(215,175,79,.18),transparent 24%),
        linear-gradient(145deg,var(--navy2),#030b18);
}
.eligibility-score-card{
    text-align:center;
}
.score-gauge{
    --eligibility-angle:0deg;
    --eligibility-color:#d7af4f;
    width:190px;
    height:190px;
    display:grid;
    place-items:center;
    margin:24px auto 18px;
    border-radius:50%;
    background:
        radial-gradient(circle at center,#091b38 0 59%,transparent 60%),
        conic-gradient(
            var(--eligibility-color) var(--eligibility-angle),
            rgba(255,255,255,.12) 0
        );
    box-shadow:inset 0 0 28px rgba(0,0,0,.22);
}
.score-gauge>div{
    text-align:center;
}
.score-gauge strong,
.score-gauge span{
    display:block;
}
.score-gauge strong{
    color:var(--gold2);
    font-family:"Playfair Display",serif;
    font-size:42px;
    line-height:1;
}
.score-gauge span{
    margin-top:7px;
    color:rgba(255,255,255,.62);
    font-size:11px;
    font-weight:800;
    text-transform:uppercase;
}
.eligibility-score-card>p{
    margin:0;
    color:rgba(255,255,255,.58);
    font-size:12px;
}
.eligibility-metrics-grid{
    display:grid;
    grid-template-columns:repeat(2,1fr);
    gap:12px;
    margin-top:24px;
}
.eligibility-metrics-grid article{
    padding:15px;
    border:1px solid rgba(255,255,255,.11);
    border-radius:13px;
    background:rgba(255,255,255,.05);
}
.eligibility-metrics-grid span,
.eligibility-metrics-grid strong,
.eligibility-metrics-grid small{
    display:block;
}
.eligibility-metrics-grid span{
    color:rgba(255,255,255,.48);
    font-size:9px;
    text-transform:uppercase;
}
.eligibility-metrics-grid strong{
    margin:5px 0 2px;
    font-size:17px;
}
.eligibility-metrics-grid small{
    color:rgba(255,255,255,.45);
    font-size:9px;
}
.eligibility-actions{
    display:grid;
    gap:11px;
    margin-top:24px;
}
.eligibility-actions .button{
    width:100%;
}
.eligibility-disclaimer{
    margin:16px 0 0;
    color:rgba(255,255,255,.46);
    font-size:10px;
}
.eligibility-insights-section{
    background:#fff;
}
.eligibility-insights-grid{
    display:grid;
    grid-template-columns:repeat(2,1fr);
    gap:24px;
}
.insight-card{
    padding:30px;
    border:1px solid var(--line);
    border-radius:22px;
    background:var(--soft);
}
.insight-card-head{
    display:flex;
    align-items:flex-start;
    justify-content:space-between;
    gap:20px;
}
.insight-card-head h2{
    margin:8px 0 0;
    font-family:"Playfair Display",serif;
    font-size:30px;
}
.insight-card-head>i{
    width:48px;
    height:48px;
    display:grid;
    place-items:center;
    border-radius:14px;
    color:#fff;
    background:linear-gradient(145deg,var(--navy),var(--blue));
}
.document-list,
.tip-list{
    display:grid;
    gap:12px;
    list-style:none;
    padding:0;
    margin:24px 0 0;
}
.document-list li,
.tip-list li{
    display:flex;
    align-items:flex-start;
    gap:11px;
    padding:13px 14px;
    border:1px solid var(--line);
    border-radius:12px;
    background:#fff;
    color:var(--muted);
    font-size:12px;
}
.document-list i{
    margin-top:3px;
    color:#1b9a63;
}
.tip-list i{
    margin-top:3px;
    color:var(--gold);
}
.recommended-products-section{
    background:#f4f7fb;
}
.recommendation-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:20px;
}
.recommendation-card{
    display:grid;
    grid-template-columns:auto 1fr auto;
    align-items:center;
    gap:15px;
    padding:22px;
    border:1px solid var(--line);
    border-radius:18px;
    background:#fff;
    box-shadow:0 10px 30px rgba(6,22,47,.05);
}
.recommendation-card .loan-icon{
    width:48px;
    height:48px;
    font-size:17px;
}
.recommendation-card h3{
    margin:0 0 3px;
    font-family:"Playfair Display",serif;
    font-size:18px;
}
.recommendation-card p{
    margin:0;
    color:var(--muted);
    font-size:11px;
}
.recommendation-card>a{
    display:inline-flex;
    align-items:center;
    gap:7px;
    color:var(--blue);
    font-size:11px;
    font-weight:800;
}
.eligibility-legal-notice{
    display:flex;
    gap:10px;
    padding:14px;
    border:1px solid #ecd793;
    border-radius:12px;
    color:#6e5715;
    background:#fff9e7;
    font-size:11px;
}
.eligibility-legal-notice p{
    margin:0;
}


/* Module 6: Tracking, document center and portal integration */
.tracking-hero,
.documents-hero{
    position:relative;
    overflow:hidden;
    min-height:620px;
    padding-top:82px;
    color:#fff;
    background:
        radial-gradient(circle at 82% 18%,rgba(215,175,79,.22),transparent 25%),
        radial-gradient(circle at 10% 84%,rgba(23,104,201,.18),transparent 29%),
        linear-gradient(135deg,#030b18,var(--navy2));
}
.tracking-hero-grid,
.documents-hero-grid{
    position:absolute;
    inset:0;
    opacity:.08;
    background-image:
        linear-gradient(rgba(255,255,255,.18) 1px,transparent 1px),
        linear-gradient(90deg,rgba(255,255,255,.18) 1px,transparent 1px);
    background-size:54px 54px;
    mask-image:linear-gradient(to bottom,#000,transparent);
}
.tracking-hero-shell,
.documents-hero-shell{
    position:relative;
    z-index:2;
    min-height:538px;
    display:grid;
    grid-template-columns:1.08fr .72fr;
    align-items:center;
    gap:80px;
}
.tracking-hero-copy h1,
.documents-hero-copy h1{
    margin:18px 0;
    font-family:"Playfair Display",serif;
    font-size:clamp(50px,5.7vw,74px);
    line-height:1.04;
    letter-spacing:-2.6px;
}
.tracking-hero-copy>p,
.documents-hero-copy>p{
    max-width:710px;
    margin:0;
    color:rgba(255,255,255,.72);
    font-size:18px;
}
.tracking-trust{
    display:flex;
    flex-wrap:wrap;
    gap:20px;
    margin-top:29px;
    color:rgba(255,255,255,.62);
    font-size:12px;
    font-weight:700;
}
.tracking-trust span{
    display:flex;
    align-items:center;
    gap:8px;
}
.tracking-trust i{
    color:var(--gold);
}
.tracking-lookup-card,
.documents-summary-card{
    padding:30px;
    border:1px solid rgba(255,255,255,.18);
    border-radius:24px;
    background:linear-gradient(145deg,rgba(255,255,255,.14),rgba(255,255,255,.06));
    box-shadow:0 35px 80px rgba(0,0,0,.3);
    backdrop-filter:blur(18px);
}
.tracking-lookup-card h2,
.documents-summary-card h2{
    margin:10px 0 18px;
    font-family:"Playfair Display",serif;
    font-size:30px;
}
.tracking-lookup-card>p{
    margin:14px 0 0;
    color:rgba(255,255,255,.48);
    font-size:10px;
}
.tracking-form{
    display:grid;
    gap:16px;
}
.tracking-form label span,
.documents-summary-card label span{
    display:block;
    margin-bottom:7px;
    color:rgba(255,255,255,.68);
    font-size:11px;
    font-weight:800;
}
.tracking-form input,
.documents-summary-card select{
    width:100%;
    min-height:48px;
    padding:0 13px;
    border:1px solid rgba(255,255,255,.17);
    border-radius:11px;
    color:#fff;
    background:rgba(255,255,255,.07);
    outline:none;
}
.documents-summary-card select option{
    color:var(--ink);
    background:#fff;
}
.tracking-form .button{
    width:100%;
}
.tracking-alert{
    display:flex;
    gap:10px;
    margin-bottom:15px;
    padding:13px 14px;
    border:1px solid rgba(255,122,122,.28);
    border-radius:11px;
    color:#ffd4d4;
    background:rgba(207,77,85,.14);
    font-size:11px;
}
.tracking-result-section{
    background:#f4f7fb;
}
.tracking-result-card{
    padding:36px;
    border:1px solid var(--line);
    border-radius:24px;
    background:#fff;
    box-shadow:0 17px 48px rgba(6,22,47,.08);
}
.tracking-result-head{
    display:flex;
    align-items:flex-start;
    justify-content:space-between;
    gap:24px;
}
.tracking-result-head h2{
    margin:8px 0 0;
    font-family:"Playfair Display",serif;
    font-size:34px;
}
.tracking-status{
    display:inline-flex;
    align-items:center;
    padding:8px 12px;
    border-radius:999px;
    font-size:10px;
    font-weight:800;
}
.tracking-status-success{color:#137248;background:#e8f7ef}
.tracking-status-danger{color:#a32e39;background:#fdebed}
.tracking-status-info{color:#155ca8;background:#eaf3ff}
.tracking-status-warning{color:#735814;background:#fff6d8}
.tracking-summary-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:14px;
    margin:27px 0;
}
.tracking-summary-grid article{
    padding:17px;
    border:1px solid var(--line);
    border-radius:14px;
    background:var(--soft);
}
.tracking-summary-grid span,
.tracking-summary-grid strong{
    display:block;
}
.tracking-summary-grid span{
    color:var(--muted);
    font-size:9px;
    text-transform:uppercase;
}
.tracking-summary-grid strong{
    margin-top:5px;
    font-size:14px;
}
.tracking-timeline{
    position:relative;
    display:grid;
    grid-template-columns:repeat(6,1fr);
    gap:12px;
    padding:24px 0;
}
.tracking-timeline::before{
    content:"";
    position:absolute;
    top:48px;
    left:7%;
    right:7%;
    height:2px;
    background:#dfe6ef;
}
.tracking-timeline article{
    position:relative;
    z-index:1;
    text-align:center;
}
.tracking-timeline article>span{
    width:48px;
    height:48px;
    display:grid;
    place-items:center;
    margin:0 auto 11px;
    border:2px solid #dfe6ef;
    border-radius:50%;
    color:#8b98aa;
    background:#fff;
}
.tracking-timeline article.complete>span{
    border-color:var(--gold);
    color:#06162f;
    background:var(--gold2);
}
.tracking-timeline strong,
.tracking-timeline small{
    display:block;
}
.tracking-timeline strong{
    font-size:10px;
}
.tracking-timeline small{
    margin-top:3px;
    color:var(--muted);
    font-size:8px;
}
.tracking-next-step{
    display:flex;
    gap:13px;
    margin-top:20px;
    padding:18px;
    border:1px solid #cfe0f5;
    border-radius:14px;
    background:#eef6ff;
}
.tracking-next-step>i{
    margin-top:3px;
    color:var(--blue);
}
.tracking-next-step strong{
    display:block;
}
.tracking-next-step p{
    margin:4px 0 0;
    color:var(--muted);
    font-size:12px;
}
.tracking-actions{
    display:flex;
    flex-wrap:wrap;
    gap:12px;
    margin-top:22px;
}
.button-outline-dark{
    color:var(--navy);
    border-color:var(--line);
    background:#fff;
}
.tracking-help-section{
    background:#fff;
}
.tracking-help-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:22px;
}
.tracking-help-grid article{
    padding:28px;
    border:1px solid var(--line);
    border-radius:19px;
    background:var(--soft);
}
.tracking-help-grid i{
    width:48px;
    height:48px;
    display:grid;
    place-items:center;
    border-radius:14px;
    color:#fff;
    background:linear-gradient(145deg,var(--navy),var(--blue));
}
.tracking-help-grid h3{
    margin:16px 0 7px;
}
.tracking-help-grid p{
    margin:0;
    color:var(--muted);
    font-size:12px;
}
.documents-hero-actions{
    display:flex;
    flex-wrap:wrap;
    gap:13px;
    margin-top:29px;
}
.documents-summary-card label{
    display:block;
    margin-top:18px;
}
.document-security-note{
    display:flex;
    gap:11px;
    margin-top:20px;
    padding:15px;
    border:1px solid rgba(255,255,255,.12);
    border-radius:12px;
    background:rgba(255,255,255,.05);
}
.document-security-note i{
    color:var(--gold2);
}
.document-security-note p{
    margin:0;
    color:rgba(255,255,255,.58);
    font-size:11px;
}
.document-checklist-section{
    background:#f4f7fb;
}
.document-groups{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:22px;
}
.document-group-card{
    padding:27px;
    border:1px solid var(--line);
    border-radius:20px;
    background:#fff;
    box-shadow:0 12px 34px rgba(6,22,47,.05);
}
.document-group-head{
    display:flex;
    align-items:center;
    gap:13px;
}
.document-group-head>span{
    width:48px;
    height:48px;
    display:grid;
    place-items:center;
    border-radius:14px;
    color:#fff;
    background:linear-gradient(145deg,var(--navy),var(--blue));
}
.document-group-head small{
    color:var(--blue);
    font-size:8px;
    font-weight:800;
    text-transform:uppercase;
}
.document-group-head h3{
    margin:2px 0 0;
    font-family:"Playfair Display",serif;
    font-size:20px;
}
.document-group-card ul{
    display:grid;
    gap:11px;
    list-style:none;
    padding:0;
    margin:22px 0 0;
}
.document-group-card li{
    display:flex;
    align-items:flex-start;
    gap:10px;
    padding:11px 0;
    border-top:1px solid var(--line);
    color:var(--muted);
    font-size:11px;
}
.document-group-card input{
    margin-top:3px;
    accent-color:var(--blue);
}
.upload-guidance-section{
    background:#fff;
}
.upload-guidance-grid{
    display:grid;
    grid-template-columns:1.15fr .65fr;
    gap:28px;
    align-items:start;
}
.upload-guidance-card,
.secure-upload-card{
    padding:32px;
    border:1px solid var(--line);
    border-radius:22px;
    background:#fff;
    box-shadow:0 14px 38px rgba(6,22,47,.06);
}
.upload-guidance-card h2,
.secure-upload-card h2{
    margin:10px 0 18px;
    font-family:"Playfair Display",serif;
    font-size:32px;
}
.upload-rules{
    display:grid;
    grid-template-columns:repeat(2,1fr);
    gap:15px;
}
.upload-rules article{
    display:flex;
    gap:13px;
    padding:18px;
    border:1px solid var(--line);
    border-radius:14px;
    background:var(--soft);
}
.upload-rules i{
    margin-top:3px;
    color:var(--blue);
}
.upload-rules h3{
    margin:0 0 4px;
    font-size:13px;
}
.upload-rules p{
    margin:0;
    color:var(--muted);
    font-size:10px;
}
.secure-upload-card{
    color:#fff;
    border-color:transparent;
    background:
        radial-gradient(circle at 90% 10%,rgba(215,175,79,.18),transparent 24%),
        linear-gradient(145deg,var(--navy2),#030b18);
}
.secure-upload-card>i{
    width:52px;
    height:52px;
    display:grid;
    place-items:center;
    margin-bottom:18px;
    border-radius:15px;
    color:#06162f;
    background:var(--gold2);
}
.secure-upload-card p{
    color:rgba(255,255,255,.58);
    font-size:12px;
}
.secure-upload-actions{
    display:grid;
    gap:11px;
    margin-top:22px;
}
.secure-upload-actions .button{
    width:100%;
}
.client-integration-section{
    background:#f4f7fb;
}
.integration-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:18px;
}
.integration-card{
    display:grid;
    grid-template-columns:auto 1fr auto;
    align-items:center;
    gap:13px;
    padding:21px;
    border:1px solid var(--line);
    border-radius:17px;
    background:#fff;
    box-shadow:0 10px 30px rgba(6,22,47,.05);
    transition:.2s;
}
.integration-card:hover{
    transform:translateY(-4px);
    box-shadow:0 16px 38px rgba(6,22,47,.1);
}
.integration-card>i:first-child{
    width:43px;
    height:43px;
    display:grid;
    place-items:center;
    border-radius:12px;
    color:#fff;
    background:linear-gradient(145deg,var(--navy),var(--blue));
}
.integration-card strong,
.integration-card small{
    display:block;
}
.integration-card strong{
    font-size:12px;
}
.integration-card small{
    color:var(--muted);
    font-size:9px;
}
.integration-card>i:last-child{
    color:var(--blue);
}


/* Hero card positioning correction */
.hero-visual{
    position:relative;
    min-height:540px;
    display:grid;
    place-items:center;
    padding:24px;
}

.bank-card{
    width:min(100%,520px);
}

.bank-card-heading{
    display:grid;
    grid-template-columns:minmax(0,1fr) minmax(180px,.82fr);
    align-items:center;
    gap:24px;
}

.bank-card-title small,
.bank-card-title strong,
.bank-card-step b,
.bank-card-step small,
.bank-card-button-copy b,
.bank-card-button-copy small{
    display:block;
}

.bank-card-title small{
    color:var(--gold2);
    font-size:10px;
    font-weight:800;
    letter-spacing:1.4px;
    text-transform:uppercase;
}

.bank-card-title strong{
    margin-top:5px;
    font-family:"Playfair Display",serif;
    font-size:23px;
}

.bank-card-step{
    display:flex;
    align-items:center;
    gap:11px;
    min-width:0;
    padding-left:22px;
    border-left:1px solid rgba(255,255,255,.14);
}

.bank-card-step>i{
    width:34px;
    height:34px;
    flex:0 0 34px;
    display:grid;
    place-items:center;
    border-radius:10px;
    color:#06162f;
    background:var(--gold2);
}

.bank-card-step b{
    color:#fff;
    font-size:12px;
}

.bank-card-step small{
    margin-top:2px;
    color:rgba(255,255,255,.54);
    font-size:10px;
    line-height:1.35;
}

.bank-card-button{
    gap:18px;
    padding:13px 16px;
}

.bank-card-button-copy{
    display:flex;
    align-items:center;
    gap:11px;
    min-width:0;
}

.bank-card-button-copy>i{
    width:38px;
    height:38px;
    flex:0 0 38px;
    display:grid;
    place-items:center;
    border-radius:10px;
    color:var(--gold2);
    background:var(--navy);
}

.bank-card-button-copy b{
    color:#06162f;
    font-size:12px;
}

.bank-card-button-copy small{
    margin-top:1px;
    color:rgba(6,22,47,.66);
    font-size:10px;
}

.bank-card-button-action{
    display:flex;
    align-items:center;
    justify-content:flex-end;
    gap:9px;
    margin-left:auto;
    color:#06162f;
    font-size:11px;
    font-weight:800;
    text-align:right;
}

.float-card,
.float-one,
.float-two{
    display:none!important;
}

@media(max-width:1080px){
    .bank-card-heading{
        grid-template-columns:1fr;
    }

    .bank-card-step{
        padding:15px 0 0;
        border-left:0;
        border-top:1px solid rgba(255,255,255,.12);
    }

    .bank-card-button{
        align-items:flex-start;
        flex-direction:column;
    }

    .bank-card-button-action{
        width:100%;
        justify-content:space-between;
        padding-top:10px;
        border-top:1px solid rgba(6,22,47,.14);
        text-align:left;
    }
}

@media(max-width:640px){
    .hero-visual{
        padding:0;
    }

    .bank-card{
        width:100%;
    }

    .bank-card-heading{
        gap:17px;
    }
}