:root{
    --navy-1000:#030b18;
    --navy-950:#06162f;
    --navy-900:#0a2348;
    --navy-850:#0b2b58;
    --navy-800:#11376d;
    --blue:#1768c9;
    --gold:#d7af4f;
    --gold-light:#f3dda2;
    --ink:#10213c;
    --muted:#69778d;
    --line:#dce4ef;
    --soft:#f4f7fb;
    --white:#ffffff;
    --shadow:0 28px 80px rgba(3,11,24,.16)
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;color:var(--ink);background:var(--soft);font-family:"DM Sans",Arial,sans-serif;line-height:1.6;-webkit-font-smoothing:antialiased}
body.nav-open{overflow:hidden}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
button,input,select,textarea{font:inherit}
.shell{width:min(1200px,calc(100% - 40px));margin-inline:auto}
.skip-link{position:fixed;left:12px;top:12px;z-index:9999;padding:10px 14px;border-radius:8px;color:var(--navy-950);background:var(--gold-light);transform:translateY(-140%)}
.skip-link:focus{transform:none}
.site-header{position:fixed;inset:0 0 auto;z-index:1000;border-bottom:1px solid rgba(255,255,255,.1);background:rgba(3,11,24,.55);backdrop-filter:blur(18px);transition:.25s}
.site-header.scrolled{background:rgba(3,11,24,.96);box-shadow:0 12px 36px rgba(0,0,0,.22)}
.nav-shell{min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:25px}
.brand-logo{width:175px;height:auto;filter:drop-shadow(0 5px 15px rgba(0,0,0,.22))}
.primary-nav{display:flex;align-items:center;gap:23px;color:rgba(255,255,255,.78);font-size:12px;font-weight:700}
.primary-nav>a:not(.button){position:relative;padding-block:8px}
.primary-nav>a:not(.button):after{content:"";position:absolute;left:0;right:100%;bottom:1px;height:1px;background:var(--gold);transition:right .2s}
.primary-nav>a:not(.button):hover,.primary-nav>a.active{color:#fff}
.primary-nav>a:not(.button):hover:after,.primary-nav>a.active:after{right:0}
.nav-toggle{display:none;width:44px;height:44px;padding:10px;border:1px solid rgba(255,255,255,.16);border-radius:11px;background:rgba(255,255,255,.06)}
.nav-toggle span{display:block;height:2px;margin:5px 0;background:#fff}
.button{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 24px;border:1px solid transparent;border-radius:12px;font-size:14px;font-weight:800;transition:.2s}
.button:hover{transform:translateY(-2px)}
.button-small{min-height:44px;padding-inline:18px;font-size:12px}
.button-gold{color:var(--navy-950);background:linear-gradient(135deg,var(--gold-light),var(--gold));box-shadow:0 14px 28px rgba(215,175,79,.2)}
.button-ghost{color:#fff;border-color:rgba(255,255,255,.3);background:rgba(255,255,255,.06)}
.private-hero{position:relative;overflow:hidden;min-height:790px;color:#fff;background:radial-gradient(circle at 82% 18%,rgba(215,175,79,.23),transparent 26%),radial-gradient(circle at 12% 85%,rgba(23,104,201,.22),transparent 30%),linear-gradient(135deg,var(--navy-1000),var(--navy-850))}
.hero-grid-pattern{position:absolute;inset:0;opacity:.09;background-image:linear-gradient(rgba(255,255,255,.2) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.2) 1px,transparent 1px);background-size:58px 58px;mask-image:linear-gradient(to bottom,#000,transparent)}
.hero-orbit{position:absolute;border-radius:50%;border:1px solid rgba(255,255,255,.08)}
.orbit-one{width:520px;height:520px;right:-210px;top:90px}
.orbit-two{width:300px;height:300px;left:-120px;bottom:-120px}
.private-hero-grid{position:relative;z-index:2;min-height:790px;display:grid;grid-template-columns:1.04fr .96fr;align-items:center;gap:90px;padding-top:105px}
.eyebrow,.section-kicker{display:inline-flex;align-items:center;gap:9px;color:var(--gold-light);font-size:11px;font-weight:800;letter-spacing:1.6px;text-transform:uppercase}
.eyebrow{padding:8px 13px;border:1px solid rgba(243,221,162,.25);border-radius:999px;background:rgba(255,255,255,.05)}
.private-hero h1{margin:24px 0 22px;font-family:"Playfair Display",serif;font-size:clamp(54px,6.2vw,82px);line-height:1.02;letter-spacing:-3.1px}
.private-hero h1 span{display:block;color:var(--gold-light)}
.private-hero-copy>p{max-width:660px;margin:0;color:rgba(255,255,255,.73);font-size:18px}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:34px}
.hero-assurance{display:flex;flex-wrap:wrap;gap:22px;margin-top:33px;color:rgba(255,255,255,.66);font-size:12px;font-weight:700}
.hero-assurance span{display:flex;align-items:center;gap:8px}
.hero-assurance i{color:var(--gold)}
.private-hero-visual{position:relative;min-height:530px;display:grid;place-items:center}
.private-client-card{width:min(100%,500px);padding:32px;border:1px solid rgba(255,255,255,.18);border-radius:28px;background:linear-gradient(145deg,rgba(255,255,255,.14),rgba(255,255,255,.06));box-shadow:0 45px 120px rgba(0,0,0,.36);backdrop-filter:blur(20px)}
.private-card-head{display:flex;justify-content:space-between;gap:20px}
.private-card-head small,.private-card-head strong,.private-card-profile small,.private-card-profile strong,.private-card-profile span{display:block}
.private-card-head small{color:var(--gold-light);font-size:10px;font-weight:800;letter-spacing:1.4px;text-transform:uppercase}
.private-card-head strong{margin-top:5px;font-family:"Playfair Display",serif;font-size:23px;line-height:1.25}
.private-card-head>i{color:var(--gold);font-size:27px}
.private-card-profile{display:grid;grid-template-columns:auto 1fr;align-items:center;gap:16px;margin:30px 0 24px;padding:24px 0;border-top:1px solid rgba(255,255,255,.12);border-bottom:1px solid rgba(255,255,255,.12)}
.client-monogram{width:68px;height:68px;display:grid!important;place-items:center;border:1px solid rgba(243,221,162,.32);border-radius:50%;color:var(--gold-light);font-family:"Playfair Display",serif;font-size:25px}
.private-card-profile small{color:rgba(255,255,255,.5);font-size:10px}
.private-card-profile strong{margin:3px 0;font-size:17px}
.private-card-profile div>span{color:rgba(255,255,255,.62);font-size:10px}
.private-card-services{display:grid;grid-template-columns:repeat(4,1fr);gap:9px}
.private-card-services div{padding:13px 8px;border:1px solid rgba(255,255,255,.1);border-radius:11px;text-align:center;background:rgba(255,255,255,.04)}
.private-card-services i,.private-card-services span{display:block}
.private-card-services i{color:var(--gold-light)}
.private-card-services span{margin-top:7px;color:rgba(255,255,255,.65);font-size:9px}
.private-card-cta{display:flex;align-items:center;justify-content:space-between;gap:15px;margin-top:20px;padding:16px 18px;border-radius:13px;color:var(--navy-950);background:linear-gradient(135deg,var(--gold-light),var(--gold));font-size:13px;font-weight:800}
.private-metrics{padding:34px 0;color:#fff;background:var(--navy-1000)}
.metrics-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.metrics-grid article{padding:10px 28px;border-right:1px solid rgba(255,255,255,.1)}
.metrics-grid article:last-child{border-right:0}
.metrics-grid strong,.metrics-grid span{display:block}
.metrics-grid strong{color:var(--gold-light);font-family:"Playfair Display",serif;font-size:34px;line-height:1}
.metrics-grid span{margin-top:9px;color:rgba(255,255,255,.56);font-size:11px;font-weight:700}
.section{padding:98px 0}
.section-heading{margin-bottom:45px}
.split-heading{display:grid;grid-template-columns:1fr .72fr;align-items:end;gap:70px}
.centered{max-width:780px;margin-inline:auto;text-align:center}
.section-heading h2,.relationship-copy h2{margin:13px 0 0;font-family:"Playfair Display",serif;font-size:clamp(38px,4.6vw,58px);line-height:1.1;letter-spacing:-1.7px}
.section-heading p,.relationship-copy>p{margin:0;color:var(--muted);font-size:16px}
.banking-divisions-section{background:var(--soft)}
.banking-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.banking-card{position:relative;overflow:hidden;padding:30px;border:1px solid var(--line);border-radius:23px;background:#fff;box-shadow:0 10px 32px rgba(6,22,47,.06);transition:.25s}
.banking-card:before{content:"";position:absolute;inset:0 0 auto;height:3px;background:linear-gradient(90deg,var(--gold),var(--blue))}
.banking-card:hover{transform:translateY(-7px);box-shadow:0 20px 55px rgba(6,22,47,.12)}
.banking-card-top{display:flex;justify-content:space-between;align-items:start}
.banking-icon{width:60px;height:60px;display:grid;place-items:center;border-radius:17px;color:#fff;background:linear-gradient(145deg,var(--navy-900),var(--blue));font-size:22px}
.card-number{color:#dce5f0;font-family:"Playfair Display",serif;font-size:40px}
.banking-kicker{display:block;margin-top:22px;color:var(--blue);font-size:9px;font-weight:800;letter-spacing:1.4px;text-transform:uppercase}
.banking-card h3{margin:7px 0 10px;font-family:"Playfair Display",serif;font-size:29px}
.banking-card>p{max-width:560px;margin:0;color:var(--muted);font-size:13px}
.banking-card ul{display:grid;grid-template-columns:repeat(2,1fr);gap:9px 16px;list-style:none;padding:18px 0;margin:22px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.banking-card li{display:flex;gap:8px;color:var(--muted);font-size:11px}
.banking-card li i{margin-top:4px;color:#1a9861}
.banking-card-link{display:inline-flex;align-items:center;gap:8px;color:var(--blue);font-size:12px;font-weight:800}
.relationship-section{background:#fff}
.relationship-grid{display:grid;grid-template-columns:.95fr 1.05fr;align-items:center;gap:90px}
.relationship-art{position:relative;overflow:hidden;min-height:590px;display:grid;place-items:center;border-radius:30px;color:#fff;background:radial-gradient(circle at 25% 25%,rgba(215,175,79,.24),transparent 24%),linear-gradient(145deg,var(--navy-850),var(--navy-1000));box-shadow:var(--shadow)}
.relationship-lines{position:absolute;inset:0;opacity:.2;background:linear-gradient(115deg,transparent 42%,rgba(255,255,255,.16) 43%,transparent 44%),linear-gradient(65deg,transparent 42%,rgba(255,255,255,.12) 43%,transparent 44%);background-size:90px 90px}
.relationship-monogram{position:relative;width:190px;height:190px;display:grid;place-items:center;border:1px solid rgba(243,221,162,.38);border-radius:50%;color:var(--gold-light);font-family:"Playfair Display",serif;font-size:76px}
.relationship-caption{position:absolute;left:34px;right:34px;bottom:34px;padding:20px;border:1px solid rgba(255,255,255,.14);border-radius:15px;background:rgba(3,11,24,.56);backdrop-filter:blur(14px)}
.relationship-caption span,.relationship-caption strong{display:block}
.relationship-caption span{color:var(--gold-light);font-size:9px;font-weight:800;letter-spacing:1.5px;text-transform:uppercase}
.relationship-caption strong{margin-top:6px;font-family:"Playfair Display",serif;font-size:22px}
.feature-list{display:grid;gap:16px;margin-top:30px}
.feature-card{padding:22px;border:1px solid var(--line);border-radius:17px;background:var(--soft)}
.feature-list .feature-card{display:grid;grid-template-columns:50px 1fr;column-gap:16px}
.feature-list .feature-card .feature-icon{grid-row:1/span 2}
.feature-icon{width:48px;height:48px;display:grid;place-items:center;border-radius:14px;color:#fff;background:linear-gradient(145deg,var(--navy-900),var(--blue))}
.feature-card h3{margin:0 0 5px;font-size:15px}
.feature-card p{margin:0;color:var(--muted);font-size:12px}
.journey-section{color:#fff;background:var(--navy-950)}
.journey-section .section-heading p{color:rgba(255,255,255,.56)}
.journey-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:18px}
.journey-grid article{position:relative;padding:22px 16px;text-align:center}
.journey-grid article>span{position:absolute;right:14px;top:-4px;color:rgba(255,255,255,.17);font-family:"Playfair Display",serif;font-size:26px}
.journey-grid article>i{width:54px;height:54px;display:grid;place-items:center;margin:0 auto 18px;border:1px solid rgba(243,221,162,.32);border-radius:50%;color:var(--gold-light)}
.journey-grid h3{margin:0 0 7px;font-family:"Playfair Display",serif;font-size:20px}
.journey-grid p{margin:0;color:rgba(255,255,255,.53);font-size:11px}
.premium-services-section{background:var(--soft)}
.premium-services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.premium-services-grid .feature-card{background:#fff;box-shadow:0 10px 30px rgba(6,22,47,.05)}
.premium-services-grid .feature-card h3{margin-top:16px}
.security-section{background:#fff}
.security-panel{display:grid;grid-template-columns:.9fr 1.1fr;align-items:center;gap:60px;padding:55px;border-radius:28px;color:#fff;background:radial-gradient(circle at 90% 12%,rgba(215,175,79,.2),transparent 28%),linear-gradient(135deg,var(--navy-1000),var(--navy-800));box-shadow:var(--shadow)}
.security-panel h2{margin:10px 0 12px;font-family:"Playfair Display",serif;font-size:43px;line-height:1.1}
.security-panel p{color:rgba(255,255,255,.6)}
.security-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
.security-grid article{display:flex;align-items:center;gap:12px;padding:16px;border:1px solid rgba(255,255,255,.1);border-radius:13px;background:rgba(255,255,255,.05)}
.security-grid i{color:var(--gold-light)}
.security-grid span{font-size:11px;font-weight:800}
.testimonials-section{background:var(--soft)}
.testimonial-grid{display:grid;grid-template-columns:repeat(3,1fr);align-items:center;gap:24px}
.testimonial-card{padding:30px;border:1px solid var(--line);border-radius:22px;background:#fff}
.testimonial-card.featured{padding-block:42px;color:#fff;border-color:transparent;background:linear-gradient(145deg,var(--navy-850),var(--navy-1000));box-shadow:var(--shadow)}
.stars{color:var(--gold);font-size:12px;letter-spacing:3px}
.testimonial-card blockquote{margin:20px 0 25px;font-family:"Playfair Display",serif;font-size:21px;line-height:1.5}
.testimonial-card footer{display:flex;align-items:center;gap:12px}
.testimonial-card footer>span{width:42px;height:42px;display:grid;place-items:center;border-radius:50%;color:var(--navy-950);background:var(--gold-light);font-size:11px;font-weight:800}
.testimonial-card footer strong,.testimonial-card footer small{display:block}
.testimonial-card footer strong{font-size:12px}
.testimonial-card footer small{color:var(--muted);font-size:10px}
.testimonial-card.featured footer small{color:rgba(255,255,255,.54)}
.cta-section{background:#fff}
.premium-cta{display:grid;grid-template-columns:1fr auto;align-items:center;gap:50px;padding:62px;border-radius:30px;color:#fff;background:radial-gradient(circle at 90% 15%,rgba(215,175,79,.24),transparent 28%),linear-gradient(135deg,var(--navy-1000),var(--navy-850));box-shadow:var(--shadow)}
.premium-cta h2{margin:11px 0;font-family:"Playfair Display",serif;font-size:clamp(37px,4.6vw,54px);line-height:1.08}
.premium-cta p{max-width:700px;margin:0;color:rgba(255,255,255,.62)}
.cta-actions{display:grid;gap:12px;min-width:235px}
.site-footer{padding:72px 0 28px;color:rgba(255,255,255,.6);background:var(--navy-1000)}
.footer-grid{display:grid;grid-template-columns:1.7fr repeat(3,1fr);gap:50px}
.footer-logo{width:180px}
.footer-brand p{max-width:410px;font-size:12px}
.site-footer h3{margin:0 0 15px;color:#fff;font-size:12px}
.site-footer div>a:not(.brand){display:block;margin:9px 0;font-size:11px}
.footer-bottom{display:flex;justify-content:space-between;gap:30px;margin-top:48px;padding-top:22px;border-top:1px solid rgba(255,255,255,.09);font-size:10px}
.reveal{opacity:0;transform:translateY(25px);transition:opacity .75s,transform .75s}
.reveal.shown{opacity:1;transform:none}


/* Module 2: Detailed banking pages and comparison */
.back-link{
    display:inline-flex;
    align-items:center;
    gap:9px;
    margin-bottom:22px;
    color:rgba(255,255,255,.62);
    font-size:12px;
    font-weight:700;
}
.service-hero,.comparison-hero{
    position:relative;
    overflow:hidden;
    min-height:690px;
    padding-top:84px;
    color:#fff;
    background:
        radial-gradient(circle at 82% 18%,rgba(215,175,79,.22),transparent 25%),
        radial-gradient(circle at 10% 84%,rgba(23,104,201,.18),transparent 29%),
        linear-gradient(135deg,#030b18,var(--navy-850));
}
.service-hero-pattern{
    position:absolute;
    inset:0;
    opacity:.08;
    background-image:
        linear-gradient(rgba(255,255,255,.18) 1px,transparent 1px),
        linear-gradient(90deg,rgba(255,255,255,.18) 1px,transparent 1px);
    background-size:54px 54px;
    mask-image:linear-gradient(to bottom,#000,transparent);
}
.service-hero-grid{
    position:relative;
    z-index:2;
    min-height:606px;
    display:grid;
    grid-template-columns:1.08fr .72fr;
    align-items:center;
    gap:80px;
}
.service-hero-copy h1,.comparison-hero h1{
    margin:18px 0;
    font-family:"Playfair Display",serif;
    font-size:clamp(50px,5.8vw,76px);
    line-height:1.03;
    letter-spacing:-2.7px;
}
.service-hero-copy>p,.comparison-hero p{
    max-width:710px;
    margin:0;
    color:rgba(255,255,255,.72);
    font-size:18px;
}
.service-snapshot{
    padding:30px;
    border:1px solid rgba(255,255,255,.18);
    border-radius:25px;
    background:linear-gradient(145deg,rgba(255,255,255,.14),rgba(255,255,255,.06));
    box-shadow:0 38px 90px rgba(0,0,0,.32);
    backdrop-filter:blur(18px);
}
.service-snapshot-head{
    display:flex;
    justify-content:space-between;
    gap:20px;
}
.service-snapshot-head small,.service-snapshot-head strong{
    display:block;
}
.service-snapshot-head small{
    color:var(--gold-light);
    font-size:10px;
    font-weight:800;
    letter-spacing:1.4px;
    text-transform:uppercase;
}
.service-snapshot-head strong{
    margin-top:5px;
    font-family:"Playfair Display",serif;
    font-size:24px;
}
.service-snapshot-head>i{
    color:var(--gold);
    font-size:27px;
}
.service-snapshot-grid{
    display:grid;
    grid-template-columns:repeat(2,1fr);
    gap:11px;
    margin:26px 0;
    padding:24px 0;
    border-top:1px solid rgba(255,255,255,.12);
    border-bottom:1px solid rgba(255,255,255,.12);
}
.service-snapshot-grid article{
    padding:13px;
    border:1px solid rgba(255,255,255,.1);
    border-radius:12px;
    background:rgba(255,255,255,.04);
}
.service-snapshot-grid span,.service-snapshot-grid strong{
    display:block;
}
.service-snapshot-grid span{
    color:rgba(255,255,255,.5);
    font-size:9px;
    text-transform:uppercase;
}
.service-snapshot-grid strong{
    margin-top:4px;
    font-size:13px;
}
.service-snapshot-cta{
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:13px;
    padding:15px 17px;
    border-radius:12px;
    color:var(--navy-950);
    background:linear-gradient(135deg,var(--gold-light),var(--gold));
    font-size:12px;
    font-weight:800;
}
.service-metrics{
    padding:31px 0;
    color:#fff;
    background:var(--navy-1000);
}
.service-metrics-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
}
.service-metrics article{
    padding:8px 26px;
    border-right:1px solid rgba(255,255,255,.1);
}
.service-metrics article:last-child{border-right:0}
.service-metrics span,.service-metrics strong{display:block}
.service-metrics span{
    color:rgba(255,255,255,.5);
    font-size:9px;
    text-transform:uppercase;
}
.service-metrics strong{
    margin-top:5px;
    color:var(--gold-light);
    font-family:"Playfair Display",serif;
    font-size:26px;
}
.service-benefits-section{background:var(--soft)}
.service-benefit-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:20px;
}
.service-benefit-card{
    padding:27px;
    border:1px solid var(--line);
    border-radius:20px;
    background:#fff;
    box-shadow:0 10px 30px rgba(6,22,47,.05);
}
.service-benefit-card>span{
    width:49px;
    height:49px;
    display:grid;
    place-items:center;
    border-radius:14px;
    color:#fff;
    background:linear-gradient(145deg,var(--navy-900),var(--blue));
}
.service-benefit-card h3{
    margin:16px 0 7px;
    font-size:16px;
}
.service-benefit-card p{
    margin:0;
    color:var(--muted);
    font-size:12px;
}
.account-options-section{background:#fff}
.account-option-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    align-items:stretch;
    gap:22px;
}
.account-option-card{
    display:flex;
    flex-direction:column;
    padding:28px;
    border:1px solid var(--line);
    border-radius:21px;
    background:var(--soft);
    transition:.2s;
}
.account-option-card:hover{
    transform:translateY(-5px);
    box-shadow:0 16px 38px rgba(6,22,47,.1);
}
.account-tier{
    color:var(--blue);
    font-size:9px;
    font-weight:800;
    letter-spacing:1.3px;
    text-transform:uppercase;
}
.account-option-card h3{
    margin:9px 0 7px;
    font-family:"Playfair Display",serif;
    font-size:24px;
}
.account-option-card>p{
    min-height:52px;
    margin:0;
    color:var(--muted);
    font-size:12px;
}
.account-option-card dl{
    display:grid;
    gap:11px;
    margin:22px 0;
    padding:18px 0;
    border-top:1px solid var(--line);
    border-bottom:1px solid var(--line);
}
.account-option-card dl div{
    display:flex;
    justify-content:space-between;
    gap:14px;
}
.account-option-card dt{
    color:var(--muted);
    font-size:10px;
}
.account-option-card dd{
    margin:0;
    text-align:right;
    font-size:10px;
    font-weight:800;
}
.account-option-card .button{
    width:100%;
    margin-top:auto;
}
.button-dark{
    color:#fff;
    background:var(--navy-950);
}
.comparison-link-wrap{
    margin-top:28px;
    text-align:center;
}
.text-link-large{
    display:inline-flex;
    align-items:center;
    gap:9px;
    color:var(--blue);
    font-size:13px;
    font-weight:800;
}
.requirements-section{
    color:#fff;
    background:var(--navy-950);
}
.requirements-grid{
    display:grid;
    grid-template-columns:.75fr 1.25fr;
    align-items:center;
    gap:70px;
}
.requirements-copy h2{
    margin:10px 0 14px;
    font-family:"Playfair Display",serif;
    font-size:45px;
    line-height:1.1;
}
.requirements-copy p{
    color:rgba(255,255,255,.58);
}
.requirements-copy .button{
    margin-top:18px;
}
.requirements-list-card{
    padding:29px;
    border:1px solid rgba(255,255,255,.13);
    border-radius:22px;
    background:rgba(255,255,255,.05);
}
.requirements-list-card article{
    display:grid;
    grid-template-columns:46px 1fr;
    gap:15px;
    padding:15px 0;
    border-top:1px solid rgba(255,255,255,.1);
}
.requirements-list-card article:first-child{border-top:0}
.requirements-list-card span{
    color:var(--gold-light);
    font-family:"Playfair Display",serif;
    font-size:21px;
}
.requirements-list-card p{
    margin:0;
    color:rgba(255,255,255,.68);
    font-size:12px;
}
.service-process-section{background:var(--soft)}
.service-process-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:19px;
}
.service-process-grid article{
    position:relative;
    padding:27px 22px;
    border:1px solid var(--line);
    border-radius:19px;
    background:#fff;
    text-align:center;
}
.service-process-grid article>span{
    position:absolute;
    top:10px;
    right:15px;
    color:#dbe4ef;
    font-family:"Playfair Display",serif;
    font-size:24px;
}
.service-process-grid article>i{
    width:52px;
    height:52px;
    display:grid;
    place-items:center;
    margin:0 auto 16px;
    border-radius:50%;
    color:#fff;
    background:linear-gradient(145deg,var(--navy-900),var(--blue));
}
.service-process-grid h3{
    margin:0 0 6px;
    font-family:"Playfair Display",serif;
    font-size:20px;
}
.service-process-grid p{
    margin:0;
    color:var(--muted);
    font-size:11px;
}
.service-faq-section{background:#fff}
.service-faq-grid{
    display:grid;
    grid-template-columns:.72fr 1.28fr;
    gap:60px;
    align-items:start;
}
.service-faq-intro h2{
    margin:10px 0 13px;
    font-family:"Playfair Display",serif;
    font-size:39px;
    line-height:1.12;
}
.service-faq-intro p{
    color:var(--muted);
}
.faq-list{
    display:grid;
    gap:12px;
}
.faq-item{
    overflow:hidden;
    border:1px solid var(--line);
    border-radius:14px;
    background:var(--soft);
}
.faq-item button{
    width:100%;
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:18px;
    padding:18px 20px;
    border:0;
    color:var(--ink);
    background:transparent;
    text-align:left;
    font-weight:800;
    cursor:pointer;
}
.faq-answer{
    max-height:0;
    overflow:hidden;
    transition:max-height .25s ease;
}
.faq-answer p{
    margin:0;
    padding:0 20px 20px;
    color:var(--muted);
    font-size:12px;
}
.faq-item.open .faq-answer{max-height:220px}
.faq-item.open button i{transform:rotate(45deg)}
.comparison-hero{
    min-height:510px;
}
.comparison-hero-inner{
    position:relative;
    z-index:2;
    min-height:426px;
    display:flex;
    flex-direction:column;
    justify-content:center;
    align-items:flex-start;
}
.comparison-section{background:var(--soft)}
.comparison-table-wrap{
    overflow:auto;
    border:1px solid var(--line);
    border-radius:20px;
    background:#fff;
    box-shadow:0 14px 38px rgba(6,22,47,.06);
}
.comparison-table{
    width:100%;
    min-width:1050px;
    border-collapse:collapse;
}
.comparison-table th,.comparison-table td{
    padding:16px;
    border-right:1px solid var(--line);
    border-bottom:1px solid var(--line);
    text-align:center;
    font-size:11px;
}
.comparison-table th:first-child{
    width:180px;
    text-align:left;
}
.comparison-table thead th{
    color:#fff;
    background:var(--navy-950);
    font-size:12px;
}
.comparison-table tbody th{
    color:var(--ink);
    background:#f7f9fc;
}
.comparison-table-icon{
    width:37px;
    height:37px;
    display:grid;
    place-items:center;
    margin:0 auto 7px;
    border-radius:11px;
    color:var(--navy-950);
    background:var(--gold-light);
}
.comparison-check{color:#15945d}
.comparison-link{
    display:inline-flex;
    align-items:center;
    gap:6px;
    color:var(--blue);
    font-weight:800;
}
.comparison-disclaimer{
    margin:18px auto 0;
    max-width:850px;
    color:var(--muted);
    text-align:center;
    font-size:10px;
}
.comparison-mobile-cards{display:none}
.comparison-guidance-section{background:#fff}
.comparison-guidance-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:18px;
}
.comparison-guidance-grid article{
    padding:25px;
    border:1px solid var(--line);
    border-radius:18px;
    background:var(--soft);
}
.comparison-guidance-grid i{
    width:47px;
    height:47px;
    display:grid;
    place-items:center;
    border-radius:13px;
    color:#fff;
    background:linear-gradient(145deg,var(--navy-900),var(--blue));
}
.comparison-guidance-grid h3{
    margin:15px 0 6px;
    font-size:15px;
}
.comparison-guidance-grid p{
    margin:0;
    color:var(--muted);
    font-size:11px;
}


/* Module 3: Relationship Finder and Document Center */
.finder-hero,.documents-hero{
    position:relative;
    overflow:hidden;
    min-height:620px;
    padding-top:84px;
    color:#fff;
    background:
        radial-gradient(circle at 82% 18%,rgba(215,175,79,.22),transparent 25%),
        radial-gradient(circle at 10% 84%,rgba(23,104,201,.18),transparent 29%),
        linear-gradient(135deg,#030b18,var(--navy-850));
}
.finder-hero-grid,.documents-hero-grid{
    position:relative;
    z-index:2;
    min-height:536px;
    display:grid;
    grid-template-columns:1.08fr .72fr;
    align-items:center;
    gap:80px;
}
.finder-hero-copy h1,.documents-hero-copy h1{
    margin:18px 0;
    font-family:"Playfair Display",serif;
    font-size:clamp(50px,5.7vw,74px);
    line-height:1.04;
    letter-spacing:-2.6px;
}
.finder-hero-copy>p,.documents-hero-copy>p{
    max-width:710px;
    margin:0;
    color:rgba(255,255,255,.72);
    font-size:18px;
}
.finder-intro-card,.documents-selector-card{
    padding:30px;
    border:1px solid rgba(255,255,255,.18);
    border-radius:24px;
    background:linear-gradient(145deg,rgba(255,255,255,.14),rgba(255,255,255,.06));
    box-shadow:0 35px 80px rgba(0,0,0,.3);
    backdrop-filter:blur(18px);
}
.finder-intro-card h2,.documents-selector-card h2{
    margin:10px 0 14px;
    font-family:"Playfair Display",serif;
    font-size:29px;
}
.finder-intro-card ul{
    list-style:none;
    padding:0;
    margin:20px 0;
}
.finder-intro-card li{
    display:flex;
    align-items:center;
    gap:10px;
    padding:10px 0;
    border-top:1px solid rgba(255,255,255,.1);
    color:rgba(255,255,255,.7);
    font-size:12px;
}
.finder-intro-card li i{color:var(--gold-light)}
.finder-intro-card>p{
    margin:0;
    color:rgba(255,255,255,.48);
    font-size:10px;
}
.finder-section{
    background:var(--soft);
}
.finder-layout{
    display:grid;
    grid-template-columns:minmax(0,1.22fr) minmax(340px,.78fr);
    align-items:start;
    gap:28px;
}
.finder-form-card,.finder-result-card{
    padding:34px;
    border:1px solid var(--line);
    border-radius:24px;
    background:#fff;
    box-shadow:0 15px 42px rgba(6,22,47,.07);
}
.finder-form-head{
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:20px;
    margin-bottom:24px;
}
.finder-form-head h2{
    margin:8px 0 0;
    font-family:"Playfair Display",serif;
    font-size:32px;
}
.finder-reset{
    display:inline-flex;
    align-items:center;
    gap:8px;
    padding:10px 13px;
    border:1px solid var(--line);
    border-radius:10px;
    color:var(--blue);
    background:#fff;
    font-weight:800;
    cursor:pointer;
}
.finder-progress{
    height:8px;
    overflow:hidden;
    margin-bottom:26px;
    border-radius:999px;
    background:#e7edf5;
}
.finder-progress span{
    display:block;
    width:0;
    height:100%;
    border-radius:inherit;
    background:linear-gradient(90deg,var(--blue),var(--gold));
    transition:width .25s ease;
}
.finder-form-grid{
    display:grid;
    grid-template-columns:repeat(2,minmax(0,1fr));
    gap:20px;
}
.field-group{
    display:block;
}
.field-group>span{
    display:block;
    margin-bottom:8px;
    font-size:12px;
    font-weight:800;
}
.field-group select,.field-group textarea{
    width:100%;
    min-height:48px;
    padding:0 13px;
    border:1px solid var(--line);
    border-radius:11px;
    color:var(--ink);
    background:#fff;
    outline:none;
}
.field-group textarea{
    min-height:105px;
    padding-top:12px;
    resize:vertical;
}
.full-field{
    grid-column:1/-1;
}
.field-error{
    border-color:#cf4d55!important;
    box-shadow:0 0 0 3px rgba(207,77,85,.1)!important;
}
.finder-submit{
    width:100%;
    margin-top:24px;
}
.finder-result-card{
    position:sticky;
    top:105px;
    color:#fff;
    border-color:transparent;
    background:
        radial-gradient(circle at 90% 8%,rgba(215,175,79,.18),transparent 24%),
        linear-gradient(145deg,var(--navy-850),#030b18);
}
.finder-result-icon{
    width:72px;
    height:72px;
    display:grid;
    place-items:center;
    margin:24px 0 18px;
    border-radius:20px;
    color:var(--navy-950);
    background:var(--gold-light);
    font-size:27px;
}
.finder-result-card h2{
    margin:0 0 10px;
    font-family:"Playfair Display",serif;
    font-size:31px;
}
.finder-result-card>p{
    color:rgba(255,255,255,.58);
    font-size:12px;
}
.finder-score-row{
    display:flex;
    justify-content:space-between;
    gap:18px;
    margin-top:21px;
    font-size:11px;
    font-weight:800;
}
.finder-score-bar{
    height:10px;
    overflow:hidden;
    margin:8px 0 22px;
    border-radius:999px;
    background:rgba(255,255,255,.1);
}
.finder-score-bar span{
    display:block;
    width:0;
    height:100%;
    border-radius:inherit;
    background:linear-gradient(90deg,var(--gold-light),var(--gold));
    transition:width .4s ease;
}
.finder-result-details{
    display:grid;
    grid-template-columns:repeat(2,1fr);
    gap:11px;
}
.finder-result-details article{
    padding:14px;
    border:1px solid rgba(255,255,255,.1);
    border-radius:12px;
    background:rgba(255,255,255,.05);
}
.finder-result-details span,.finder-result-details strong{
    display:block;
}
.finder-result-details span{
    color:rgba(255,255,255,.46);
    font-size:8px;
    text-transform:uppercase;
}
.finder-result-details strong{
    margin-top:4px;
    font-size:11px;
}
.finder-result-actions{
    display:grid;
    gap:11px;
    margin-top:22px;
}
.finder-result-actions .button{width:100%}
.finder-disclaimer{
    margin-top:14px!important;
    color:rgba(255,255,255,.4)!important;
    font-size:9px!important;
}
.finder-alternatives-section{background:#fff}
.finder-alternative-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:18px;
}
.finder-alternative-card{
    display:grid;
    grid-template-columns:auto 1fr auto;
    align-items:center;
    gap:13px;
    padding:20px;
    border:1px solid var(--line);
    border-radius:17px;
    background:var(--soft);
}
.finder-alternative-card>span{
    width:45px;
    height:45px;
    display:grid;
    place-items:center;
    border-radius:13px;
    color:#fff;
    background:linear-gradient(145deg,var(--navy-900),var(--blue));
}
.finder-alternative-card small{
    color:var(--blue);
    font-size:8px;
    font-weight:800;
    text-transform:uppercase;
}
.finder-alternative-card h3{
    margin:2px 0 0;
    font-family:"Playfair Display",serif;
    font-size:18px;
}
.finder-alternative-card p{
    margin:2px 0 0;
    color:var(--muted);
    font-size:9px;
}
.finder-alternative-card>a{
    display:inline-flex;
    align-items:center;
    gap:6px;
    color:var(--blue);
    font-size:10px;
    font-weight:800;
}
.documents-selector-card label{
    display:block;
    margin-top:18px;
}
.documents-selector-card label span{
    display:block;
    margin-bottom:7px;
    color:rgba(255,255,255,.68);
    font-size:11px;
    font-weight:800;
}
.documents-selector-card select{
    width:100%;
    min-height:48px;
    padding:0 13px;
    border:1px solid rgba(255,255,255,.17);
    border-radius:11px;
    color:#fff;
    background:rgba(255,255,255,.07);
}
.documents-selector-card select option{
    color:var(--ink);
    background:#fff;
}
.documents-security-note{
    display:flex;
    gap:11px;
    margin-top:20px;
    padding:15px;
    border:1px solid rgba(255,255,255,.12);
    border-radius:12px;
    background:rgba(255,255,255,.05);
}
.documents-security-note i{color:var(--gold-light)}
.documents-security-note p{
    margin:0;
    color:rgba(255,255,255,.58);
    font-size:11px;
}
.document-checklist-section{background:var(--soft)}
.document-group-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:21px;
}
.document-group-card{
    padding:26px;
    border:1px solid var(--line);
    border-radius:20px;
    background:#fff;
    box-shadow:0 12px 34px rgba(6,22,47,.05);
}
.document-group-head{
    display:flex;
    align-items:center;
    gap:13px;
}
.document-group-head>span{
    width:48px;
    height:48px;
    display:grid;
    place-items:center;
    border-radius:14px;
    color:#fff;
    background:linear-gradient(145deg,var(--navy-900),var(--blue));
}
.document-group-head small{
    color:var(--blue);
    font-size:8px;
    font-weight:800;
    text-transform:uppercase;
}
.document-group-head h3{
    margin:2px 0 0;
    font-family:"Playfair Display",serif;
    font-size:19px;
}
.document-group-card ul{
    display:grid;
    gap:10px;
    list-style:none;
    padding:0;
    margin:20px 0 0;
}
.document-group-card li{
    display:flex;
    align-items:flex-start;
    gap:9px;
    padding:10px 0;
    border-top:1px solid var(--line);
    color:var(--muted);
    font-size:10px;
}
.document-group-card input{
    margin-top:3px;
    accent-color:var(--blue);
}
.document-quality-section{background:#fff}
.document-quality-grid{
    display:grid;
    grid-template-columns:1.15fr .65fr;
    align-items:start;
    gap:28px;
}
.document-quality-card,.document-upload-card{
    padding:32px;
    border:1px solid var(--line);
    border-radius:22px;
    background:#fff;
    box-shadow:0 14px 38px rgba(6,22,47,.06);
}
.document-quality-card h2,.document-upload-card h2{
    margin:10px 0 18px;
    font-family:"Playfair Display",serif;
    font-size:32px;
}
.quality-rule-grid{
    display:grid;
    grid-template-columns:repeat(2,1fr);
    gap:15px;
}
.quality-rule-grid article{
    display:flex;
    gap:13px;
    padding:18px;
    border:1px solid var(--line);
    border-radius:14px;
    background:var(--soft);
}
.quality-rule-grid i{
    margin-top:3px;
    color:var(--blue);
}
.quality-rule-grid h3{
    margin:0 0 4px;
    font-size:13px;
}
.quality-rule-grid p{
    margin:0;
    color:var(--muted);
    font-size:10px;
}
.document-upload-card{
    color:#fff;
    border-color:transparent;
    background:
        radial-gradient(circle at 90% 10%,rgba(215,175,79,.18),transparent 24%),
        linear-gradient(145deg,var(--navy-850),#030b18);
}
.document-upload-card>i{
    width:52px;
    height:52px;
    display:grid;
    place-items:center;
    margin-bottom:18px;
    border-radius:15px;
    color:var(--navy-950);
    background:var(--gold-light);
}
.document-upload-card p{
    color:rgba(255,255,255,.58);
    font-size:12px;
}
.document-upload-actions{
    display:grid;
    gap:11px;
    margin-top:22px;
}
.document-upload-actions .button{width:100%}
.document-help-section{background:var(--soft)}
.document-help-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:20px;
}
.document-help-grid article{
    padding:27px;
    border:1px solid var(--line);
    border-radius:19px;
    background:#fff;
}
.document-help-grid>article>i{
    width:48px;
    height:48px;
    display:grid;
    place-items:center;
    border-radius:14px;
    color:#fff;
    background:linear-gradient(145deg,var(--navy-900),var(--blue));
}
.document-help-grid h3{
    margin:16px 0 6px;
    font-size:15px;
}
.document-help-grid p{
    margin:0;
    color:var(--muted);
    font-size:11px;
}
.document-help-grid a{
    display:inline-flex;
    align-items:center;
    gap:7px;
    margin-top:15px;
    color:var(--blue);
    font-size:10px;
    font-weight:800;
}


/* Module 4: Eligibility, concierge, appointments and downloads */
.checker-hero,.concierge-hero,.appointment-hero,.downloads-hero{
    position:relative;
    overflow:hidden;
    min-height:620px;
    padding-top:84px;
    color:#fff;
    background:
        radial-gradient(circle at 82% 18%,rgba(215,175,79,.22),transparent 25%),
        radial-gradient(circle at 10% 84%,rgba(23,104,201,.18),transparent 29%),
        linear-gradient(135deg,#030b18,var(--navy-850));
}
.checker-hero-grid,.concierge-hero-grid,.appointment-hero-grid{
    position:relative;
    z-index:2;
    min-height:536px;
    display:grid;
    grid-template-columns:1.08fr .72fr;
    align-items:center;
    gap:80px;
}
.checker-hero-copy h1,.concierge-hero-copy h1,.appointment-hero-copy h1,.downloads-hero h1{
    margin:18px 0;
    font-family:"Playfair Display",serif;
    font-size:clamp(50px,5.7vw,74px);
    line-height:1.04;
    letter-spacing:-2.6px;
}
.checker-hero-copy>p,.concierge-hero-copy>p,.appointment-hero-copy>p,.downloads-hero p{
    max-width:710px;
    margin:0;
    color:rgba(255,255,255,.72);
    font-size:18px;
}
.checker-intro-card,.concierge-profile-card,.appointment-note-card{
    padding:30px;
    border:1px solid rgba(255,255,255,.18);
    border-radius:24px;
    background:linear-gradient(145deg,rgba(255,255,255,.14),rgba(255,255,255,.06));
    box-shadow:0 35px 80px rgba(0,0,0,.3);
    backdrop-filter:blur(18px);
}
.checker-intro-card h2,.concierge-profile-card h2,.appointment-note-card h2{
    margin:10px 0 14px;
    font-family:"Playfair Display",serif;
    font-size:29px;
}
.checker-intro-card p,.appointment-note-card p{
    color:rgba(255,255,255,.58);
    font-size:12px;
}
.checker-intro-card ul{
    list-style:none;
    padding:0;
    margin:20px 0 0;
}
.checker-intro-card li{
    display:flex;
    align-items:center;
    gap:10px;
    padding:10px 0;
    border-top:1px solid rgba(255,255,255,.1);
    color:rgba(255,255,255,.7);
    font-size:12px;
}
.checker-intro-card li i{color:var(--gold-light)}
.checker-section{background:var(--soft)}
.checker-layout{
    display:grid;
    grid-template-columns:minmax(0,1.22fr) minmax(340px,.78fr);
    align-items:start;
    gap:28px;
}
.checker-form-card,.checker-result-card{
    padding:34px;
    border:1px solid var(--line);
    border-radius:24px;
    background:#fff;
    box-shadow:0 15px 42px rgba(6,22,47,.07);
}
.checker-form-head{
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:20px;
    margin-bottom:24px;
}
.checker-form-head h2{
    margin:8px 0 0;
    font-family:"Playfair Display",serif;
    font-size:32px;
}
.checker-reset{
    display:inline-flex;
    align-items:center;
    gap:8px;
    padding:10px 13px;
    border:1px solid var(--line);
    border-radius:10px;
    color:var(--blue);
    background:#fff;
    font-weight:800;
    cursor:pointer;
}
.checker-progress{
    height:8px;
    overflow:hidden;
    margin-bottom:26px;
    border-radius:999px;
    background:#e7edf5;
}
.checker-progress span{
    display:block;
    width:0;
    height:100%;
    border-radius:inherit;
    background:linear-gradient(90deg,var(--blue),var(--gold));
    transition:width .25s ease;
}
.checker-form-grid{
    display:grid;
    grid-template-columns:repeat(2,minmax(0,1fr));
    gap:20px;
}
.checker-submit{
    width:100%;
    margin-top:24px;
}
.checker-result-card{
    position:sticky;
    top:105px;
    color:#fff;
    border-color:transparent;
    background:
        radial-gradient(circle at 90% 8%,rgba(215,175,79,.18),transparent 24%),
        linear-gradient(145deg,var(--navy-850),#030b18);
}
.checker-gauge{
    --checker-angle:0deg;
    --checker-color:#d7af4f;
    width:190px;
    height:190px;
    display:grid;
    place-items:center;
    margin:24px auto 18px;
    border-radius:50%;
    background:
        radial-gradient(circle at center,#091b38 0 59%,transparent 60%),
        conic-gradient(
            var(--checker-color) var(--checker-angle),
            rgba(255,255,255,.12) 0
        );
}
.checker-gauge strong,.checker-gauge span{display:block;text-align:center}
.checker-gauge strong{
    color:var(--gold-light);
    font-family:"Playfair Display",serif;
    font-size:42px;
    line-height:1;
}
.checker-gauge span{
    margin-top:7px;
    color:rgba(255,255,255,.62);
    font-size:10px;
    font-weight:800;
    text-transform:uppercase;
}
.checker-result-card>p{
    color:rgba(255,255,255,.58);
    text-align:center;
    font-size:12px;
}
.checker-result-grid{
    display:grid;
    grid-template-columns:repeat(2,1fr);
    gap:11px;
    margin-top:22px;
}
.checker-result-grid article{
    padding:14px;
    border:1px solid rgba(255,255,255,.1);
    border-radius:12px;
    background:rgba(255,255,255,.05);
}
.checker-result-grid span,.checker-result-grid strong{display:block}
.checker-result-grid span{
    color:rgba(255,255,255,.46);
    font-size:8px;
    text-transform:uppercase;
}
.checker-result-grid strong{
    margin-top:4px;
    font-size:11px;
}
.checker-actions{
    display:grid;
    gap:11px;
    margin-top:22px;
}
.checker-actions .button{width:100%}
.checker-disclaimer{
    margin-top:14px!important;
    color:rgba(255,255,255,.4)!important;
    font-size:9px!important;
}
.checker-guidance-section{background:#fff}
.checker-guidance-grid{
    display:grid;
    grid-template-columns:repeat(2,1fr);
    gap:24px;
}
.checker-guidance-card{
    padding:30px;
    border:1px solid var(--line);
    border-radius:22px;
    background:var(--soft);
}
.checker-guidance-head{
    display:flex;
    align-items:flex-start;
    justify-content:space-between;
    gap:18px;
}
.checker-guidance-head h2{
    margin:8px 0 0;
    font-family:"Playfair Display",serif;
    font-size:28px;
}
.checker-guidance-head>i{
    width:48px;
    height:48px;
    display:grid;
    place-items:center;
    border-radius:14px;
    color:#fff;
    background:linear-gradient(145deg,var(--navy-900),var(--blue));
}
.checker-guidance-card ul{
    display:grid;
    gap:11px;
    list-style:none;
    padding:0;
    margin:22px 0 0;
}
.checker-guidance-card li{
    display:flex;
    align-items:flex-start;
    gap:10px;
    padding:12px 13px;
    border:1px solid var(--line);
    border-radius:12px;
    background:#fff;
    color:var(--muted);
    font-size:11px;
}
.checker-guidance-card li i{
    margin-top:3px;
    color:var(--gold);
}
.concierge-process{
    display:grid;
    gap:12px;
    margin-top:22px;
}
.concierge-process article{
    display:grid;
    grid-template-columns:42px 1fr;
    gap:12px;
    padding:13px 0;
    border-top:1px solid rgba(255,255,255,.1);
}
.concierge-process article>span{
    color:var(--gold-light);
    font-family:"Playfair Display",serif;
    font-size:20px;
}
.concierge-process strong,.concierge-process small{display:block}
.concierge-process strong{font-size:12px}
.concierge-process small{
    color:rgba(255,255,255,.5);
    font-size:10px;
}
.concierge-services-section{background:var(--soft)}
.concierge-service-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:20px;
}
.concierge-service-card{
    padding:27px;
    border:1px solid var(--line);
    border-radius:20px;
    background:#fff;
    box-shadow:0 10px 30px rgba(6,22,47,.05);
}
.concierge-service-card>span{
    width:49px;
    height:49px;
    display:grid;
    place-items:center;
    border-radius:14px;
    color:#fff;
    background:linear-gradient(145deg,var(--navy-900),var(--blue));
}
.concierge-service-card h3{
    margin:16px 0 7px;
    font-size:16px;
}
.concierge-service-card p{
    margin:0;
    color:var(--muted);
    font-size:12px;
}
.manager-section{background:#fff}
.manager-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:22px;
}
.manager-card{
    padding:28px;
    border:1px solid var(--line);
    border-radius:21px;
    background:var(--soft);
    text-align:center;
}
.manager-avatar{
    width:72px;
    height:72px;
    display:grid;
    place-items:center;
    margin:0 auto 14px;
    border-radius:50%;
    color:var(--navy-950);
    background:var(--gold-light);
    font-family:"Playfair Display",serif;
    font-size:24px;
}
.manager-card small{
    color:var(--blue);
    font-size:9px;
    font-weight:800;
    text-transform:uppercase;
}
.manager-card h3{
    margin:7px 0;
    font-family:"Playfair Display",serif;
    font-size:22px;
}
.manager-card p{
    margin:0;
    color:var(--muted);
    font-size:11px;
}
.manager-card a{
    display:inline-flex;
    align-items:center;
    gap:7px;
    margin-top:17px;
    color:var(--blue);
    font-size:11px;
    font-weight:800;
}
.appointment-section{background:var(--soft)}
.appointment-layout{
    display:grid;
    grid-template-columns:1.15fr .65fr;
    align-items:start;
    gap:28px;
}
.appointment-form-card,.appointment-side-card{
    padding:34px;
    border:1px solid var(--line);
    border-radius:23px;
    background:#fff;
    box-shadow:0 14px 38px rgba(6,22,47,.06);
}
.appointment-form-card h2,.appointment-side-card h2{
    margin:9px 0 18px;
    font-family:"Playfair Display",serif;
    font-size:32px;
}
.appointment-form-grid{
    display:grid;
    grid-template-columns:repeat(2,minmax(0,1fr));
    gap:20px;
}
.appointment-form input,.appointment-form select,.appointment-form textarea{
    width:100%;
    min-height:48px;
    padding:0 13px;
    border:1px solid var(--line);
    border-radius:11px;
    color:var(--ink);
    background:#fff;
}
.appointment-form textarea{
    min-height:110px;
    padding-top:12px;
}
.appointment-form .button{
    width:100%;
    margin-top:24px;
}
.appointment-success,.appointment-error{
    display:flex;
    gap:11px;
    margin-bottom:20px;
    padding:15px;
    border-radius:12px;
    font-size:11px;
}
.appointment-success{
    color:#126641;
    border:1px solid #bfe8d3;
    background:#eaf8f1;
}
.appointment-error{
    color:#9e3039;
    border:1px solid #f1c6ca;
    background:#fdecee;
}
.appointment-success p{margin:3px 0 0}
.appointment-side-card{
    position:sticky;
    top:105px;
    color:#fff;
    border-color:transparent;
    background:
        radial-gradient(circle at 90% 10%,rgba(215,175,79,.18),transparent 24%),
        linear-gradient(145deg,var(--navy-850),#030b18);
}
.appointment-side-card>i{
    width:52px;
    height:52px;
    display:grid;
    place-items:center;
    margin-bottom:18px;
    border-radius:15px;
    color:var(--navy-950);
    background:var(--gold-light);
}
.appointment-side-card ul{
    display:grid;
    gap:11px;
    list-style:none;
    padding:0;
    margin:20px 0;
}
.appointment-side-card li{
    display:flex;
    gap:9px;
    color:rgba(255,255,255,.62);
    font-size:11px;
}
.appointment-side-card li i{color:var(--gold-light)}
.appointment-side-card .button{width:100%}
.downloads-hero{
    min-height:510px;
}
.downloads-hero-inner{
    position:relative;
    z-index:2;
    min-height:426px;
    display:flex;
    flex-direction:column;
    justify-content:center;
    align-items:flex-start;
}
.downloads-section{background:var(--soft)}
.download-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:20px;
}
.download-card{
    padding:27px;
    border:1px solid var(--line);
    border-radius:20px;
    background:#fff;
}
.download-card>span{
    width:49px;
    height:49px;
    display:grid;
    place-items:center;
    border-radius:14px;
    color:#fff;
    background:linear-gradient(145deg,var(--navy-900),var(--blue));
}
.download-card h3{
    margin:16px 0 7px;
    font-size:16px;
}
.download-card p{
    min-height:80px;
    margin:0;
    color:var(--muted);
    font-size:11px;
}
.download-card a{
    display:inline-flex;
    align-items:center;
    gap:7px;
    margin-top:18px;
    color:var(--blue);
    font-size:11px;
    font-weight:800;
}
.downloads-notice-section{background:#fff}
.downloads-notice{
    display:flex;
    align-items:flex-start;
    gap:18px;
    padding:30px;
    border:1px solid #ecd793;
    border-radius:18px;
    color:#6e5715;
    background:#fff9e7;
}
.downloads-notice>i{
    margin-top:5px;
    font-size:22px;
}
.downloads-notice h2{
    margin:0 0 5px;
    font-family:"Playfair Display",serif;
    font-size:24px;
}
.downloads-notice p{
    margin:0;
    font-size:11px;
}


/* Module 5: Application tracking, FAQ and security center */
.tracking-hero,.faq-center-hero,.security-center-hero{
    position:relative;
    overflow:hidden;
    min-height:620px;
    padding-top:84px;
    color:#fff;
    background:
        radial-gradient(circle at 82% 18%,rgba(215,175,79,.22),transparent 25%),
        radial-gradient(circle at 10% 84%,rgba(23,104,201,.18),transparent 29%),
        linear-gradient(135deg,#030b18,var(--navy-850));
}
.tracking-hero-grid,.security-center-hero-grid{
    position:relative;
    z-index:2;
    min-height:536px;
    display:grid;
    grid-template-columns:1.08fr .72fr;
    align-items:center;
    gap:80px;
}
.tracking-hero-copy h1,.faq-center-hero h1,.security-center-copy h1{
    margin:18px 0;
    font-family:"Playfair Display",serif;
    font-size:clamp(50px,5.7vw,74px);
    line-height:1.04;
    letter-spacing:-2.6px;
}
.tracking-hero-copy>p,.faq-center-hero p,.security-center-copy>p{
    max-width:710px;
    margin:0;
    color:rgba(255,255,255,.72);
    font-size:18px;
}
.tracking-lookup-card,.security-warning-card{
    padding:30px;
    border:1px solid rgba(255,255,255,.18);
    border-radius:24px;
    background:linear-gradient(145deg,rgba(255,255,255,.14),rgba(255,255,255,.06));
    box-shadow:0 35px 80px rgba(0,0,0,.3);
    backdrop-filter:blur(18px);
}
.tracking-lookup-card h2,.security-warning-card h2{
    margin:10px 0 16px;
    font-family:"Playfair Display",serif;
    font-size:29px;
}
.tracking-lookup-card>p,.security-warning-card p{
    color:rgba(255,255,255,.52);
    font-size:10px;
}
.tracking-form{
    display:grid;
    gap:16px;
}
.tracking-form label span{
    display:block;
    margin-bottom:7px;
    color:rgba(255,255,255,.68);
    font-size:11px;
    font-weight:800;
}
.tracking-form input{
    width:100%;
    min-height:48px;
    padding:0 13px;
    border:1px solid rgba(255,255,255,.17);
    border-radius:11px;
    color:#fff;
    background:rgba(255,255,255,.07);
}
.tracking-form .button{width:100%}
.tracking-alert{
    display:flex;
    gap:10px;
    margin-bottom:15px;
    padding:13px 14px;
    border:1px solid rgba(255,122,122,.28);
    border-radius:11px;
    color:#ffd4d4;
    background:rgba(207,77,85,.14);
    font-size:11px;
}
.tracking-result-section{background:var(--soft)}
.tracking-result-card{
    padding:36px;
    border:1px solid var(--line);
    border-radius:24px;
    background:#fff;
    box-shadow:0 17px 48px rgba(6,22,47,.08);
}
.tracking-result-head{
    display:flex;
    align-items:flex-start;
    justify-content:space-between;
    gap:24px;
}
.tracking-result-head h2{
    margin:8px 0 0;
    font-family:"Playfair Display",serif;
    font-size:34px;
}
.tracking-status{
    display:inline-flex;
    align-items:center;
    padding:8px 12px;
    border-radius:999px;
    font-size:10px;
    font-weight:800;
}
.tracking-status-success{color:#137248;background:#e8f7ef}
.tracking-status-danger{color:#a32e39;background:#fdebed}
.tracking-status-info{color:#155ca8;background:#eaf3ff}
.tracking-status-warning{color:#735814;background:#fff6d8}
.tracking-summary-grid{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:14px;
    margin:27px 0;
}
.tracking-summary-grid article{
    padding:17px;
    border:1px solid var(--line);
    border-radius:14px;
    background:var(--soft);
}
.tracking-summary-grid span,.tracking-summary-grid strong{display:block}
.tracking-summary-grid span{
    color:var(--muted);
    font-size:9px;
    text-transform:uppercase;
}
.tracking-summary-grid strong{
    margin-top:5px;
    font-size:14px;
}
.tracking-timeline{
    position:relative;
    display:grid;
    grid-template-columns:repeat(6,1fr);
    gap:12px;
    padding:24px 0;
}
.tracking-timeline:before{
    content:"";
    position:absolute;
    top:48px;
    left:7%;
    right:7%;
    height:2px;
    background:#dfe6ef;
}
.tracking-timeline article{
    position:relative;
    z-index:1;
    text-align:center;
}
.tracking-timeline article>span{
    width:48px;
    height:48px;
    display:grid;
    place-items:center;
    margin:0 auto 11px;
    border:2px solid #dfe6ef;
    border-radius:50%;
    color:#8b98aa;
    background:#fff;
}
.tracking-timeline article.complete>span{
    border-color:var(--gold);
    color:var(--navy-950);
    background:var(--gold-light);
}
.tracking-timeline strong,.tracking-timeline small{display:block}
.tracking-timeline strong{font-size:10px}
.tracking-timeline small{
    margin-top:3px;
    color:var(--muted);
    font-size:8px;
}
.tracking-next-step{
    display:flex;
    gap:13px;
    margin-top:20px;
    padding:18px;
    border:1px solid #cfe0f5;
    border-radius:14px;
    background:#eef6ff;
}
.tracking-next-step>i{
    margin-top:3px;
    color:var(--blue);
}
.tracking-next-step strong{display:block}
.tracking-next-step p{
    margin:4px 0 0;
    color:var(--muted);
    font-size:12px;
}
.tracking-actions{
    display:flex;
    flex-wrap:wrap;
    gap:12px;
    margin-top:22px;
}
.button-outline-dark{
    color:var(--navy-950);
    border-color:var(--line);
    background:#fff;
}
.tracking-help-section{background:#fff}
.tracking-help-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:22px;
}
.tracking-help-grid article{
    padding:28px;
    border:1px solid var(--line);
    border-radius:19px;
    background:var(--soft);
}
.tracking-help-grid i,.security-practice-card>span{
    width:48px;
    height:48px;
    display:grid;
    place-items:center;
    border-radius:14px;
    color:#fff;
    background:linear-gradient(145deg,var(--navy-900),var(--blue));
}
.tracking-help-grid h3{
    margin:16px 0 7px;
}
.tracking-help-grid p{
    margin:0;
    color:var(--muted);
    font-size:12px;
}
.faq-center-hero{
    min-height:560px;
}
.faq-center-hero-inner{
    position:relative;
    z-index:2;
    min-height:476px;
    display:flex;
    flex-direction:column;
    justify-content:center;
    align-items:flex-start;
}
.faq-search{
    width:min(100%,620px);
    display:flex;
    align-items:center;
    gap:12px;
    margin-top:28px;
    padding:0 16px;
    min-height:54px;
    border:1px solid rgba(255,255,255,.18);
    border-radius:13px;
    background:rgba(255,255,255,.08);
}
.faq-search i{color:var(--gold-light)}
.faq-search input{
    width:100%;
    border:0;
    outline:0;
    color:#fff;
    background:transparent;
}
.faq-center-section{background:var(--soft)}
.faq-center-layout{
    display:grid;
    grid-template-columns:260px 1fr;
    align-items:start;
    gap:32px;
}
.faq-category-nav{
    position:sticky;
    top:105px;
    display:grid;
    gap:8px;
    padding:24px;
    border:1px solid var(--line);
    border-radius:18px;
    background:#fff;
}
.faq-category-nav>a:not(.button){
    padding:10px 0;
    border-bottom:1px solid var(--line);
    color:var(--muted);
    font-size:11px;
    font-weight:700;
}
.faq-category-nav .button{
    margin-top:8px;
}
.faq-category-list{
    display:grid;
    gap:24px;
}
.faq-category-block{
    padding:28px;
    border:1px solid var(--line);
    border-radius:20px;
    background:#fff;
}
.faq-category-head h2{
    margin:7px 0 20px;
    font-family:"Playfair Display",serif;
    font-size:28px;
}
.faq-no-results{
    display:none;
    padding:30px;
    border:1px dashed var(--line);
    border-radius:16px;
    color:var(--muted);
    text-align:center;
}
.security-warning-card>i{
    width:54px;
    height:54px;
    display:grid;
    place-items:center;
    margin-bottom:18px;
    border-radius:15px;
    color:var(--navy-950);
    background:var(--gold-light);
    font-size:21px;
}
.security-practices-section{background:var(--soft)}
.security-practice-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:20px;
}
.security-practice-card{
    padding:27px;
    border:1px solid var(--line);
    border-radius:20px;
    background:#fff;
}
.security-practice-card h3{
    margin:16px 0 7px;
    font-size:16px;
}
.security-practice-card p{
    margin:0;
    color:var(--muted);
    font-size:12px;
}
.security-response-section{background:#fff}
.security-response-grid{
    display:grid;
    grid-template-columns:1.05fr .75fr;
    gap:28px;
}
.security-response-card,.security-channel-card{
    padding:32px;
    border:1px solid var(--line);
    border-radius:22px;
    background:#fff;
    box-shadow:0 14px 38px rgba(6,22,47,.06);
}
.security-response-card h2,.security-channel-card h2{
    margin:10px 0 16px;
    font-family:"Playfair Display",serif;
    font-size:32px;
}
.security-response-card ol{
    display:grid;
    gap:10px;
    padding-left:20px;
    color:var(--muted);
    font-size:12px;
}
.security-response-card .button{
    margin-top:18px;
}
.security-channel-card{
    color:#fff;
    border-color:transparent;
    background:linear-gradient(145deg,var(--navy-850),var(--navy-1000));
}
.security-channel-card>i{
    width:50px;
    height:50px;
    display:grid;
    place-items:center;
    margin-bottom:18px;
    border-radius:14px;
    color:var(--navy-950);
    background:var(--gold-light);
}
.trusted-link-list{
    display:grid;
    gap:10px;
    margin-top:18px;
}
.trusted-link-list a{
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:15px;
    padding:14px;
    border:1px solid rgba(255,255,255,.1);
    border-radius:12px;
    background:rgba(255,255,255,.05);
}
.trusted-link-list strong,.trusted-link-list small{display:block}
.trusted-link-list strong{font-size:11px}
.trusted-link-list small{
    color:rgba(255,255,255,.48);
    font-size:9px;
}
.security-checklist-section{background:var(--soft)}
.security-checklist{
    display:grid;
    grid-template-columns:repeat(2,1fr);
    gap:14px;
    max-width:900px;
    margin-inline:auto;
}
.security-checklist label{
    display:flex;
    align-items:flex-start;
    gap:11px;
    padding:16px;
    border:1px solid var(--line);
    border-radius:13px;
    background:#fff;
    color:var(--muted);
    font-size:11px;
}
.security-checklist input{
    margin-top:3px;
    accent-color:var(--blue);
}

/* Module 6 — integration diagnostics */
.integration-status-section{min-height:650px;background:var(--soft)}
.integration-status-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;max-width:1000px}
.integration-status-grid article{display:flex;align-items:center;gap:14px;padding:20px;border:1px solid var(--line);border-radius:16px;background:#fff}
.integration-status-grid article>i{width:42px;height:42px;display:grid;place-items:center;border-radius:12px}
.integration-status-grid .status-ok>i{color:#14764b;background:#e9f8f0}.integration-status-grid .status-warning>i{color:#886b1e;background:#fff7dc}
.integration-status-grid strong,.integration-status-grid small{display:block}.integration-status-grid strong{font-size:12px}.integration-status-grid small{margin-top:4px;color:var(--muted);font-size:9px}
.integration-note{display:flex;gap:12px;max-width:1000px;margin-top:24px;padding:18px;border:1px solid #cfe0f5;border-radius:15px;background:#eef6ff}.integration-note i{margin-top:3px;color:var(--blue)}.integration-note p{margin:0;color:var(--muted);font-size:11px}


/* FAQ repair — self-contained responsive styles */
.faq-items {
    display: grid;
    gap: 10px;
}

.faq-item {
    border: 1px solid var(--line);
    border-radius: 14px;
    background: #fff;
    overflow: hidden;
}

.faq-question {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    padding: 18px 20px;
    border: 0;
    color: var(--navy-950);
    background: #fff;
    text-align: left;
    cursor: pointer;
    font: inherit;
    font-size: 13px;
    font-weight: 800;
}

.faq-question:hover {
    background: #f8fafc;
}

.faq-question i {
    flex: 0 0 auto;
    color: var(--blue);
}

.faq-answer {
    padding: 0 20px 20px;
}

.faq-answer p {
    margin: 0;
    color: var(--muted);
    font-size: 12px;
    line-height: 1.75;
}

.faq-contact-section {
    background: #fff;
}

.faq-contact-card {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
    padding: 38px;
    border-radius: 24px;
    color: #fff;
    background:
        radial-gradient(circle at 85% 15%, rgba(215,175,79,.22), transparent 25%),
        linear-gradient(145deg, var(--navy-850), var(--navy-1000));
}

.faq-contact-card h2 {
    margin: 8px 0;
    color: #fff;
    font-family: "Playfair Display", serif;
    font-size: 32px;
}

.faq-contact-card p {
    margin: 0;
    max-width: 620px;
    color: rgba(255,255,255,.62);
    font-size: 12px;
}

.faq-contact-card .button-outline-dark {
    color: #fff;
    border-color: rgba(255,255,255,.2);
    background: rgba(255,255,255,.06);
}

.faq-category-head .section-kicker i {
    margin-right: 5px;
}

@media (max-width: 800px) {
    .faq-center-layout {
        grid-template-columns: 1fr;
    }

    .faq-category-nav {
        position: static;
    }

    .faq-contact-card {
        align-items: flex-start;
        flex-direction: column;
        padding: 26px;
    }
}

@media (max-width: 600px) {
    .faq-center-hero h1 {
        font-size: 43px;
    }

    .faq-category-block {
        padding: 20px;
    }

    .faq-question {
        padding: 16px;
        font-size: 12px;
    }

    .faq-answer {
        padding: 0 16px 17px;
    }

    .faq-contact-card .hero-actions {
        width: 100%;
        display: grid;
    }

    .faq-contact-card .button {
        width: 100%;
    }
}